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    Ending fixed rate early

    I am considering selling an investment property and buying a new one. The thing is that there is still 3 years to go on the fixed rate of the loan. Would the bank, CBA, entertain the idea that they waive the early exit fees if I took out another loan for the same amount for a different property...
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    Garage converted into 4th bedroom

    I bought an investment property 10 years ago and 5 years later I decided to turn this 3 bedroom, 1 bathroom house into a 4 bedroom 2 bathroom house by converting the garage into a master bedroom with ensuite. The problem is that I did not get council approval to make this change. Will I have...
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    Tax invoice required?

    I am looking at having one of my IP's painted by a family friend. Does my family friend need to supply me with a tax invoice or be a part of a registered business for me to be able to make a tax deduction for the costs of doing the job?
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    Mortgage Brokers

    I am looking at fixing 3 loans in the next month. I am considering seeing a mortgage broker. Am I better off seeing one or just doing the research myself? Will it cost me less if I organize a loan with a bank directly rather than going through a mortgage broker to get the same loan?
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    Bank fees question

    If I lock in my interest only IP loan for a 5 year fixed rate but sell this IP in 3 years time and pay out the loan, will I pay a fee for exiting the loan early? Will the fee be any greater if the loan is fixed vrs variable?
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    Capitalizing interest questions

    I have 2 LOC accounts that I use to pay for all IP interest payments and other IP costs for 2 IPs. This way I have a dedicated LOC for each IP. All of my loans including home loan are cross collaterialized since I did not have quite enough equity in my IP's to secure the LOC against on their...
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    Settlement on a house

    My mother has purchased a house and with a 3 month settlement. The vendor has now asked if they could have an extra 6 weeks added to the settlement period. My mother wishes not to wait an extra 6 weeks. During this 6 week period the vendor has offered to pay rent to my mother if the settlement...
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    CGT question

    Moved in to property as my 'main residence' early June 2004. My brother had put in half the money, however his name was never on the title. He had a caveat over the property though and we had a legal loan document written up. I paid my brother half out in early December 2007 when I...
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