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Well I had to turn on the tele tonight to drown out the noise from the neighbours party. Doof doof doof bass noise drumming through the house.:mad: I was pleased to discover ABC showing the 2011 school spectacular. What an amazing event John Foreman and team organise each year. It was a real...

SO true, prejudice and racism exists everywhere in individuals in every culture. And yet, so does wisdom. Wisdom raises people up - prejudice and judgement drags communities down. Individuals need to better themselves rather than criticise others - and whack each other with broomsticks. I'd...

Good luck to you Sean (or good creation). I say luck out of habit but realise that all of our successes are created by ourselves. Good to see philanthropy is in your list - a very important part of life. I have just purchased land to build house 9 and 10 (in the past 5 yrs) This project will...

I don't know the guy at all but it seemed from his clips that his main drive in life was to prove others wrong. Even if they are wrong, how does that make him a great man? Maybe you are merely infatuated by his obvious intellectual ability to refute others. There is no greatness in that...

Most definitely Bilbo. And a liking for Jenman as well. The post is not one which has come off the top of a Fox's head. Well thought out and constructed. Nevertheless, some handy info for beginners. Even so, who are we to judge unless we have personal been deceived? I consider myself...

I wonder how many believers he converted to atheism? Seems like a waste of intelligence to me. Someone who spends his life trying to publically prove something (however true it may be) and remains bitter and miserable over the ignorant beliefs of others. Just proves that intelligence is not a...

We were just talking about this over lunch. We are really noticing how some of our friends are beginning to struggle. When the income starts reducing, the health deteriorates and assets are few it can be tough after you have worked hard most of your life without much to show for it. So glad...

Food for thought. Everything is affordable if someone wants it - within sensible reach of course. Look at those on welfare who can afford smokes, drugs, alcohol, coffee - but can't afford their rent. Those who have a job and can afford a new car or two, OS holidays, wining and dining, the...

http://www.investorsdirect.com.au/goodnews/index_article_2.php New newsletter just came through from Zheng. Give you bears something to refute! :D

Yes, the 100k income is for the development business. I have another business that I am a sole trader - been running it for 15yrs or so. The development business has been a recent choice since our property activity has become blatantly more than just investments. ;) Yes I can get a fixed...

Already have a loan with St george. I thought they need BAS evidence for any loans? I should have given overall financial details as well Existing loans St George 555k (against duplex pair worth 900k) WBC 508k (against PPR worth 620k) Private loan 300k (against duplex worth 360k - no...

I do have 12 yrs abn and gst for self employed business but I have not been trading during the past 12 mths so no gst figures there. The 100k dec is based on pre tax profit from sale of 1 house of the previous duplex pair (project cost 500k with final val 700k) Sold the smaller of the pair for...

I am just about to exchange contracts on a vacant duplex block. Just wondering about my finance options and whether any of you brokers can organise development finance? Land Cost 225k Construction Cost 260k Development costs 25k Final value 700k I have the cash (and experience) to do...

We are considering a trip to Yunnan in March/April, 2012. Seems to be some package tours but would prefer a self tour with less restrictions on where, when, and who to travel with. My wife has some command of Mandarin so language shouldn't be an issue. Just wondering if any of you have toured...

How do you see things playing out with respect to IR's and property val's, Sash? Do you see this event having a similar characteristic to GFC1? When IR's bottomed out last time we had a rush of buyer competition in our area which created a CG spike and was followed by the current slump which...

Thanks Amadio - and good luck to you also. Maybe I should have disguised my writing style! :D Thanks for not revealing at this stage. I thought that Evan had me exposed there for a minute - until I saw the twist. ;) Still no response from the CEO after I stated my understanding of the issue...

It's easy to tell yourself this until you hear.......................... This is what I do worry about. :( This will all probably blow over but I guess it's a bit scary when you receive letters from a largish company with a CEO saying you have breached copyright. My good karma led me to...

Yeah mate. :D

Some may know by now but for the rest of you I may run a little guessing comp if I don't give away too many clues. :D

Hi All, I am a long time poster and have registered under another alias to disguise my identity. I have a feeling that someone may be digging up dirt from this forum to use against me. Just wondering what my options are as far as editing and/or deleting my old posts. Is it possible to erase all...