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Thanks so much to everyone for your comments, they have been a huge help. My reasoning for the question was to make sure we maximise our tax effectiveness for this property but I probably submitted this question without looking at the big picture - the plan is to keep buying and holding over...

Thanks Marty, my wife will probably be out of work for 4-5 years after our next child, and her income will be less than mine when she returns. If we go went 80/20 I assume we will need to get her name on the title? and the 80/20 you refer to is just what we calculate at tax time? If say we...

Hi all, first time posting but long time reader. We are just about to bite the bullet and purchase our first IP. In 12 months time we hope to have another child then my wife will stop working for a few years. The plan is to buy a couple of slightly negative geared (or even positive if we...