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Thanks to the Somers, Sim and the moderators. I haven't been around much lately due to being occupied with other ventures and look forward to contributing and learning on the new website. This site and more importantly the people behind it have contributed very positively to much more people...

Whole new world. You have to make it happen or nothing will happen. Its a lot of fun and very fulfilling if you can pull it off though?

20% of the market share in WA (wait a while) is Bankwest so 1 in 5 are with them and most are happy to/want to remain. May not have a choice now. Like most things me thinks there is more to this decision than meets the eye?

Is Adelaide a part of the world?

Or a 95% + cap lmi deal (what I use em for mostly) Rates over 80% are meh!

They will love that :p

Had to google that one.

For those who missed it then :)

BREAKING NEWS - As I type this, Bankwest have just communicated that they have pulled back their investment lending to a maximum of 80%... effective from tomorrow!! Big news.

120K with the dragon (St George)

I concur and had a "word" to the BOQ BDM about this the other day :)

The BOQ calculator is a shocker when it come to serviceability and is akin to ANZ from my experience to date. They have a niche in the 95%+ full cap of LMI that suits some.

I think it is akin to Russian roulette on whether you get the right mentor or not. Even if they are average you will still learn a lot in 2 years. I have had 4 different mentors and the best ones I have found here on Somersoft. I have no formal agreement with any one I just read their posts...

No it does not. It can be cancelled at anytime. Banks are pessimists.

Could be genetic as that's a fairly impressive dead-lift and they work legs but not like squats.

Legs aren't a body-part?

Depends on your risk profile and funds available for either a buffer or your next purchase so really needs to be answered in line with your short, medium and longer term goals? I aim to set clients up on an 88% + lmi so the deal stays under 90% and the lmi premium is exponentially lower in...

You can only ask or go elswhere that will. Simples.

NRAS can be removed with a written notice period, not sure how long but from memory a month or two. Providing you did not overpay and bought in a location that didnt suffer a capital loss (99% of Oz) then you should be fine. Alternatively you can sell it with the NRAS to be transferred to the...

Yes. I have done it via Nabbroker (formely Homeside) so dont see why NAB wont do it via branchland if thats where your loan was written?