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  1. davidw89

    Western Sydney Meetup - Wednesday 20/5/15

    Fell free to give me a call as I'm waking around clueless: 0431664635
  2. davidw89

    Western Sydney Meetup - Wednesday 20/5/15

    Is anyone here? How do I find the Somersoft people? I look weird when I ask people about property meet up.
  3. davidw89

    Western Sydney Meetup - Wednesday 20/5/15

    Never been to a Somersoft meet up so I'll pop by. Will be a far drive from Sydney though =P. Looking forward to meeting you all.
  4. davidw89

    McMahons Point sydney

    Does anyone know which suburbs to look out for (apartment wise) if you want both harbour bridge and opera house view?
  5. davidw89

    See Change and Richard Feynman . let's hype the sydney market thread .

    Not going to be buying at this market..
  6. davidw89

    How to property structure two loans

    See above, you've just increased the loan size of the investment property. Will the new large loan size be 100% tax deductible? I would like two offset account but apparently only one is free under the break free package from ANZ.
  7. davidw89

    How to property structure two loans

    How do you "borrow" to invest in small transaction such as shares? Do you draw it down from loan 2? There's no point putting it in offset 1 if it exceeds 200k as it would be offsetting anything. You said: This loan should be split into smaller portions to allow easy segregation. Share...
  8. davidw89

    How to property structure two loans

    Terry, if I structure it as above, with one offset account, it would offset Loan 1 right? As for excess funds above $200,000, where would that need to be placed?
  9. davidw89

    Kiva - helping others via micro-credit

    Hey guys, I currently donate Kiva and I'm loving it. How much do you guys contribute to Kiva? I think this is a better mechanism to donate than say paying a sales person on the street. https://www.dropbox.com/s/odqcbl8et8n1i9o/kiva.PNG?dl=0 71% females? Common guys...
  10. davidw89

    How to property structure two loans

    Hi, I'm looking for advice regarding the best way to structure my loans. For example: Loan 1: $200k against PPOR, with a valuation of $1 mil Loan 2: $600k against Investment property with a valuation of $1 mil. Bank agrees to refinance up to 80% of the combined properties, so new loan size...
  11. davidw89

    What happens when markets turn?

    So now Sydney is at the peak of its market?
  12. davidw89

    Buy dividend shares - borrow against IP security

    Anyone else confused with how demolishing and constructing a garage will improve his tax situation? I hope someone is going to live =-) Focus on making more money and paying more tax =-)
  13. davidw89

    Sydney Market at top - calling a severe correction in 2018-2019

    As an relatively small investor with a small capital base, I'm sitting on the sideline for now. Happy to hoard cash/equity until a better opportunity presents itself. If not, that's fine, there's always shares.
  14. davidw89

    Sydney Market at top - calling a severe correction in 2018-2019

    If interest rate drop next month, the party will continue...
  15. davidw89

    McMahons Point sydney

    Is there any suburbs with reasonably cheap apartments that can see the harbour bridge / opera house?
  16. davidw89

    Free NSW OSR webinars for land tax

    Thanks Terry! This is certainly an area that confuses me.
  17. davidw89

    Property Data Report

    They're not free. The only thing free is the suburb report, which doesn't tell me what I don't already know.
  18. davidw89

    Property Data Report

    Hi, Does anyone know where I can get the ten year capital growth rate of various suburbs in Sydney and segregate them also by house and unit? Also, where can you find other data such as home occupancy rate, etc. Regards, David
  19. davidw89

    Why would you buy in Sydney?

    Is there any good values left in Sydney houses yet?
  20. davidw89

    Trying to uncross with the NAB

    As in like, in order to un-xcoll, will I need to refinance with either another institution or can I negotiate with NAB to have it removed?
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