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Hi, I'm looking for advice regarding the best way to structure my loans. For example: Loan 1: $200k against PPOR, with a valuation of $1 mil Loan 2: $600k against Investment property with a valuation of $1 mil. Bank agrees to refinance up to 80% of the combined properties, so new loan size...

Hi, Does anyone know where I can get the ten year capital growth rate of various suburbs in Sydney and segregate them also by house and unit? Also, where can you find other data such as home occupancy rate, etc. Regards, David

Hi, Having been approved conditionally for a loan, with the condition being to provide rental income, payslip and the sales document. Problem is that I have no idea which property I'll be buying yet. So I asked whether they could give me an unconditional pre approval if I provided them with all...

Hi, I was wondering what are the implications of moving into your own investment property and continue to pay rent to your real estate agent, perhaps under a different name, such as your partner. The reason being is to keep the negative gearing and tax implications. Reason being is that I...

Hi, I have an Investment property financed with NAB. It's only one year into the loan but it is structured to be interest only. After 5 years, it will revert back to P&I. I was just wondering, is it possible to extend beyond 5 years? If not, will my only choice left be to refinance...

Hi, We currently self-manage out property and lease them out on a room by room basis. We've been doing so for a long time now. We have never ran into any issues until a few months ago when a tenant couldn't financially afford to pay (lost job, best friend died, or something along that line)...

Hi, I have a PROR, circa $200k outstanding mortgage. Is it possible to take on extra mortgage from my investment property, as property prices have increased in my area, say to the tune of $100k (will try to keep at least 20% equity so as not to attract LMI) and use that fund to pay down the...

Looking to insure my home for 300k. Anyone know any good insurance broker around in the area?

I'm currently in the process of refinancing and they require my house to be insured. I was with Westpac previously but it's really overpriced. Any broker recommendation in Sydney? Just want a no frill insurance.

Hi guys, I'm currently with Westpac on 6.43% variable with an annual $400 package fee. The loan is Interest Only, $600k but i'm looking to switch to principle and interest, this is for an investment property. I would like to switch to Ubank but it looks like they will decline me since i don't...

Hey guys, I really, really want to go to the annual meeting for Berkshire Hathaway this year, i've never been before but i'm a big fan of Warren Buffett and would love to come along. I'm in the process of acquiring some class C shares so i can get tickets. Would anyone happen to know anyone...

You will need to either call them or email them to book. Hurry! Looking forward to meeting Bill Zheng!

Hey guys how you doing? :p I've already started a Bachelor of Commerce degree at University of Western Sydney this year (first year so everyone does the same subjects!) and beginning next semester i will be switching away from Marketing as it's not where my passion lies. The issue is what...