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Tiles can look amazing but the wrong tiles can also make a living room look clinical. I can only assume the GF is not going for a top end finish, then carpet in the bedrooms is totally fine. I personally like timber that gives a warm feel or tiles with rugs are practical in cold old Sydney :)

We are targeting professional couples or even single professionals. Its is a 8 unit development with a mix of 2 and 1 bedroom apartments. We are going for a high end finish with bi fold doors, built in appliances, down lights etc etc. We actually do have a flat roof The main reason we like...

Starting to agree with the fad thing, been quoted $70 a sqm for top of the range grind and sealing. Does seem attractive at that price

I like the look and with underfloor heating it could be cheaper heating alternative than reverse cycle aircon units. I do get you point that its not everyone's 'cup-of-tea'

Hello Guys, Planning a unit development in a trendy part of North Perth, and having trouble deciding between Polished Concrete and Timber Floors. The project is a long term hold and targeting professional singles and couples as tenets. Timber seems safer but concrete is all the rage...

Don't get me started on ANZ! Army Mechanic for 20yrs honorably discharged has been working for six months at a Ford dealership as a mechanic (no probation), LVR 82% DECLINED unstable employment...

Total agree Aaron, and that is the exact reason why most lenders will not look at no LMI deals

Last loan I did with Nab for a total loan amount of $345,000 was 6.79% with half of that fixed for 2 years at 6.69% personally I think that is a ripper deal! (LVR 90%)

Agree with doing both but unsure to the actual cash out benefit of the reno's. If the place was a "dump" to start with it might generate more $$$.

Would have to agree with the agent about most of the clauses you have highlighted. Who pays the building insurance has been debated with a number of my commercial clients and most choose to not to pass it on to the tenet. The main concern is if it wasn't kept current (for a number of reasons)...

I have had this happen to me before. My settlement agent advised me to hold back a small amount of money at settlement to cover work not done. We did ($1000) and all work was completed a day after settlement!!

Looks amazing mate! Well done

I agree with Rolf but would add that I advise my clients to have the loan on the PPOR ready to go before you start even looking for your first (next) investment property. Having a larger deposit has helped me knock $$$ off the purchase price.

Cheers Rolf, its only a $2 mill purchase so trying to keep the costs as low as possible!

Cheers for reply, that is a great idea I will post. What other forums do you use?

We are looking to advertise for people to invest in a commercial property that we have an option on. So far we have tried newspapers and have only attracted "dropkicks". By putting cash flow positive seems to be counter productive. Property mag's seem very expensive, any ideas?

Just done a very similar property and achieved 95 LVR plus cap with a small credit union based here in Perth but every property is different! Try and find a good mortgage broker with a large lender base!