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    P&I loan within trust - principal component?

    Hi, :confused: Been trying to wrap my head around this for the last few days and done some searches but haven't come up with anything. With have two properties in our trust and they are on a P&I loan over 30 years. I know the interest component is deductable but what about the principal...
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    Trust loan

    Hi, It's exciting! We are about to use our Family Trust! We are getting finance for the two properties. As these are the first assets of the trust, our bank is asking that the loan be in the trustee's name (sole director of trustee company) and the trust to go as guarentor with the title...
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    Valuation timing?

    Hi, My question is to the timing and information of a property valuation. Our situation is my parents have a large block and have been happy for us to move a house onto part of it. We now have council approval to go ahead with dual occupancy, but our holdup now is we are forming a...
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    Dual occupancy ownership structure

    Hi, While not strictly about investing, our plans do have an impact on our future investing, so I thought I'd seek advice. My wife and I have just lodged plans for a dual occupancy on my parents property. It has been there PPOR for over 20 years. At the moment the title deed is in my...
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    Lease option on land

    My parents own a large block of land which has their PPOR on it. They are happy to subdivide and let us use the land to build our house on. My question is whether it is possible to lease land? I know this is done quite often in NZ and with Crown land in Australia. The second question...
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    Investing in low capital growth areas

    From: Peter Timms Hi all, My wife and I have two IP's. One is negative cashflow and the other slightly positive. After much researching and reading we are convinced that positive cashflow is indeed the way to go on the next property. Also we are convinced that we should hold for the long term...
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