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Unfortunately, our group has wound up due to unforeseen circumstances. Thanks for your interest everyone..

land vs purchase price I've been following this thread with interest. Dumb question, so in the ideal world (which never is but just for my understanding) The higher the land:buy price ratio, the better the deal is or vice versa ?

Problem is with Victoria, there is privacy legislation which makes the information less accessible and you have to pay the individual councils on a regular basis to access it. So much for freedom of information... The councils would earn a decent amount from this so there is no push for change...

Thanks so much James!!! Legend...

Thanks Skater. Nice one Harvey...thank god I had breakfast early...

Hi guys, thanks for your replies. I would use my PM recommendations except that we are needing this for our PPOR that we are moving out of and leaving it to friends to stay in. My IP unfortunately is on the other side of Melbourne and I'm not sure if they will come from the East Melbourne side...

Oops my bad...the property is located in Sanctuary Lakes, Point Cook, Victoria

Its moving time for us again and we are looking for recommendations professional cleaners for our hse - mainly to clean the kitchen as we had hsemates that did chinese style frying and just a general clean elsewhere around the house - bathrooms and shower stalls. Would be nice to get a...

C'mon...surely someone here can recommend a good plumber... I've gone through 2 and both have been horrible. Can someone please help?

Hi guys, Can someone recommend me a good plumber and a handyman on the West side of melbourne? We have had 2 going through yellowpages and not a good experience. We are good paymasters and pay promptly. Our house is in Point Cook. Thanks in advance.. Dennis

Hi padi, Great to see that you are thinking about your financial future. A couple of quick points to your post overall. College square and quest are not mainstream investment properties. With those properties, and Rolf and Aaron (who are mortgage brokers) will agree, it will be difficult to...

Looking at your suburbs, most are to the northwest of Melbourne CBD other than southbank which is just a stone's throw south of the CBD and doveton a long way south. Did you mention all these suburbs because his work requires him to travel a lot? you probably have to get past the landlords...

+1 with Aaron on this. The number to look at is return on equity(other ppls money) not assets... not sure if the accounting still groups active loans as assets and that would make the ROA percentage lower.

Thanks guys for that. For some reason, I'm skeptical that banks here don't take part in that sort of practice in some shape or form. Most didnt know what the US banks were doing till the dust cleared.... On another note, thats exactly why plenty of Australians are up in arms with the banks...

Hi Graingrower, facing my property from the street, the fence is to be built on the left side boundary of my property but i have no idea which side the post would be on. Would it preferable either way (post facing my property or away)?

Hi Oscar, I can understand your views as you mentioned above. My hope is to reward good tradies with more business than my own to them. Even with personal friends, even I cant guarantee that my friends will be punctual paymasters. I think it may be unfair for the tradie to cut the relationship...

Love reading a thread like this. About banks profits and all, does anybody know if Australian banks here practise any form of fractional reserve banking (or in other terms making money out of thin air)? This practise was/?is rife in the US of A up to the GFC and allowed them to multiply their...

I've experienced a mixed bag response from Samsung through friends. With their TV's their after support was good but not with their fridges. I've heard Samsung aircons not lasting their distance and thats why the 5 yr warranties to allay those fears - but then again my recent new MHI heat pump...

Currently my discounted SV rate is 6.36%. Only a discount of 0.5% or more on a fixed rate with the option of offset would make me decide to change over and even then very very cautiously....

Can a mod delete this thread as I've made a new one...