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I recently went to FP mainly about my super going nowhere and was told to stick with it as there were good years and bad years. ho hum. I had filled out a comprehensive form about my income and investments. He read that and advised me to sell my properties as he could show me ways of...

You need to prepare and compact the ground for ashphalt however it is not nearly as long lasting as concrete. 10 years vs 20 years is the standard. Cathy

see http://www.energysmarthomes.com.au for Taree builder.

There is a builder in the Taree NSW area doing this type of residential building and I know of a house near here constructed using this method however it is set below ground level and the roof has lawn on it. Apparently it was extremely cheap to build. Councils in colder climates such as here...

Rolf Checked this out with agents - they are the major valuers in town and the feeling was the other valuer was often worse!! Will banks use out of town valuers? Cathy

Michael Yes he has valued them as being subdivideable and the valuation on this is worse than last year. He asked me some questions about the cost of subdividing - which I have investigated. He had no idea about the costs including the cost of 60 metre concrete driveway which is required. He...

Super funds So as Rolf pointed out there is no option with super apart from self managed funds - that can't borrow to invest. Does anyone know of super funds that are actively investing in residential property who are making good returns? I thought I was doing the right thing by...

Jakk There are so many variations that could answer your first question that you would need to research. Obviously smaller would not be as economical. Our land is 2.4 hectares with 102 sites approved and some room for expansion. On your second question there is a huge amount of...

Sunstone Where does the mobile home have to be located though? A mobile home could be on your own block of land but if it is in a park you have to sign lease for the site and most parks would only sign for a maximum of 3 years. Cathy

Do you think there is eligibility for FHOG - you never get to own the dirt only pay lease fees on it? Cathy

park brokers For Park Brokers see http://www.caravanparksnsw.com/products_&_services/park_cabins_&_services I like Ken Buckley and another broker - Bruce Dunkley who lives in Qld but deals in parks in NSW also. Cathy

Mobile Home Notes - US style Hi I have looked at the www.creonline.com site that Mike mentions and am interested in the deals that they do in the US. Does anyone have any info on doing the same here? I mean the process of buying mobile home "notes". Can anyone explain if there is a...

Sunstone To answer your other questions - 1. Yes I do know of some brokers that I have dealt with I can give you their names. 2. There are over 900 parks in NSW ranging from tiny to huge so it is big business here and growing with the huge amount of promotion done by the Caravan...

Hi Bobq - either my broker couldn't find your commercial banker or our park which is on a major inland highway was just that bit too far from the coast. Sunstone - I think that perhaps the retirees would be on the coast - very few are retired in the parks here. For them the coastal...

Hi Sorry about the late reply, work, long weekend .... :) Caravan Parks are in my view a business - for an owner manager they are very much 24/7. You can lease parks or own the freehold and operate it or a combination of these. You could also run them under management but need to find good...

Thanks for all that info Kristine. Cathy

Corfu Wow! You must have the home in a great park in a great location. Often they depreciate and people have trouble selling them, but if the location is right maybe that has helped you. Will reply to Sunstone tomorrow - i'm heading home now. Cya Cathy B

Thanks Kristine The heater is one unit in one position flued to outside. The house has ceiling fans in one bedroom and the lounge. But I have never talked to the tenants about using them in winter. So perhaps this could be some way to solving the problem ..... maybe that's why the Dept of...

OK Cathy

Hi Rolf Did the insulation thing a few years ago, heating is flued oil - could that cause it? Cathy