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    Personal Loan or Credit Card Enquiry

    Hi guys, Just wanted to see whether anyone could help my Auntie out (either directly if I refer her to you, or indirectly by providing some guidance on where she should apply herself). Here's the situation: * Single mother in her 40's with 2 dependent children. * Started a new...
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    Maroubra

    What do you guys think of Maroubra? I have been looking mostly in Randwick, but I have expanded to Maroubra now, since it would be very convenient location for a PPOR for me (given that I work in Eastgardens). I don't anticipate living there forever, though, so need to assess the...
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    Urgent - Beating an "accepted" prior to auction offer

    Hey guys, So I haven't exactly got much experience buying in as hot a market as Sydney at the moment, but I finally got confirmation of my pre-approval today and am starting my third week of my PPOR hunt. I inspected a property this morning, which was the first to tick all the boxes (eg...
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    Alexandria or Randwick? New PPOR (+long-term hold for inv purposes)

    Hey guys, I am going to start looking for a 2 bedroom, 1 carspace apartment as a PPOR for myself within the next few weeks. The plan is to live in it for AT LEAST the first 6 months (to get my 6-year rule ticking), but then I'll probably hold it indefinitely beyond that and periodically...
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    Trilogy Property Syndicates

    Anyone had any experience investing with these guys? Or in Property Syndicates in general? Trilogy has a Melbourne opportunity at the moment that I am trying to sus out for both myself and my clients (I am a Financial Planner), but really haven't had any experience with commercial property or...
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    Considering options...

    Now before you start lecturing me, I now know that <50sqm inner-city apartments are a nightmare from a financing perspective, but given that it was my first property purchase & I didn't know this website existed when I bought it, I am in this position regardless now, so would appreciate some...
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    Deduction for previous owner's leased days?

    Hey guys, Just got my depreciation schedule back from Depreciator, so thanks for the tips there. One quick question - I bought my property on 23 Oct 2009 and want to backdate the 2009 tax return. The previous owner rented the property out until it was sold to me. Can I claim a tax...
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    Serviceability + total lending

    Hey guys, I have mostly seen people speak about LVR and deposit being the major constraint in obtaining finance for a property, but still haven't really got my head around the other factors completely so am hoping some of you enlightened people could help me out with a few questions: 1.) I...
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    Implications if I try to get a second IP?

    Hey, As a nab employee, I am able to access 90% borrowing on residential properties at 6.92% (variable). I therefore bought a 30sqm inner-city studio as an investment property, around 2 years ago. The purchase price was $307k, so I was able to borrow $275,477 on interest only repayments...
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    Redraw - Does the ATO match bank transaction history?

    Not directly property related but all the same rules apply - A while back, one of my friends mentioned that he took out a personal loan to buy shares (since he could get a cheaper rate on the personal loan than margin loan due to employment status), but thought the redraw facility was treated...
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    Short-term leasing/serviced apartment refurbishment offer

    Hi guys, I have been agonising over this for weeks now so would really appreciate some thoughts from people who actually have experience with the value and costs of renovations/refurbishments... I have a 30sqm studio in circular quay that is currently rented out on a short-term basis (like...
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    Does seller have to provide me with deprn schedule?

    Hey guys, Stumbled upon this forum by accident and as a result have lost too much sleep over reading all the useful information posted on here, so thanks so much for your contributions! Just hoping to clear a few things up with relation to my investment property: I purchased a fully...
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