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Ah.. I wonder how mbl is doing today.. If nothing else it must be incredibly wearing to be him with that cloud of doom and gloom circling above all day every day. Reality is pretty much exactly where the somersoft posters put it back 6 years ago. The sky is still there and hasn't fallen...

James, No problem. I wasn't exactly in the best frame of mind when posting either and probably just shouldn't have :o I wonder if the ATO understand just how much angst they create with a few tiny little pieces of paper? :rolleyes: Cheers, Arkay.

James, I'm not questioning Dale's integrity. I'm just as upset with Chan and Naylor and others (not even accountants, that were so pro HDT at the time I chose to enter into it). Dale's selling of the business at the time I came along was unfortunate for me. That's all. Him "not being on the...

Well. Lots of those "Property Savvy" accountants around now so it seems. Obviously they know they'll be the first against the wall when the revolution comes. (and it looks like it might be here). Can't wait to speak to my accountancy savvy accountant. Slightly OT I know but can anyone...

It's all perfectly vague enough for the ATO to screw you should they desire to. Words like "would likely be eligible" and "Making good points", hold absolutely no weight from the likes of these so called "Property savvy" accountants for me at this point in time. The only savvy I've seen out...

The term "Class Action" comes to mind. I've read it twice and I still am not exactly sure how this will effect me though my gut feeling is it won't be pretty. No doubt just more expense on hiring even more "professionals" to explain it all followed by the pain of having to unwind it...

Take a look at how desperate they are getting... It's sickening. http://www.microsoft.com/australia/ie8/competition/ Now the inability for that browser to adhere to iso standard HTML is a selling point for a competition. You can only find it with ie8.. What a joke. Anyone who does go looking...

WinstonWolfe, Thanks re the kudos. As for the spreadsheet I really couldn't tell you. I'm no expert in either excel or OO. My vbs skills are non existent. I would think there would be an equivalent way of achieving the same result but I can't say if it could all be done inside OpenOffice...

Which is why I said moderately computer savvy and interested in learning. It's not an out of box solution by any means. But it is simple for anyone with an interest in learning and building a custom system. It's like Gentoo without the mess. No compilation. Just installation. After several...

I agree but I'd also rather people learned spreadsheeting and statistical analysis and used the software that suited the task at hand. It sickens me that todays office workers only know word and excel. If you mention the words spreadsheet or wordprocessing to them they probably wouldn't even...

All the computers in my house and my work laptop now run Linux solely barring one Virtual Machine that I use to run Quicken. Linux still has it's issues but for daily use it's fantastic. My wife and kids have no issues with it. Ubuntu is certainly not the only one worth checking out. Of all...

Yes. Speak to your accountant. We've just done this for 18 months. Capitalised everything, went through some interesting times with our current accountant suggesting it wouldn't be allowed but in the end the ATO put it through with no issues whatsoever. How you structure it is important and...

Hmmm. Could write a thesis on this one. All I can say is to read Corsa's posts on the subject. Harts case was a very different thing that seems on the surface to be similar. At best I'd say talk to your accountant about it well BEFORE entering into it but I also have to add that YOU...

Thanks Steve :) Cheers, Arkay.

Thanks :D Hehe. Wish it were that simple. The mortgage still exists but is 100% fully offset. The whole plan was to build a cash buffer in the offset that has the effect of paying out the mortgage whilst still keeping the money at call should we decide there are better things to do with it...

Nothing sold. Only bought :) Cheers, Arkay.

This was done via property, not shares. Cheers, Arkay.

Thanks Collector/Skater/auror, Still re-evaluating the current goals. Short term though I think it may involve some purchasing. Long term they stay the same. Be financially independent as soon as is realistically possible ;) Really need to flesh it all out a bit better as my goal setting...

Yes. That's a very brief explanation but in essence that's what it is :) Cheers, Arkay.

Hi everyone, Been a while since I posted and tend not to read too much these days as it does my head in reading all the doom and gloom. Just wanted to say that it ain't all bad. The Mr's and I put a debt recycling strategy in place about 18 months ago. By our calculation we'd worked out that...