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    Sell PPOR or convert to IP

    Just after different peoples opinions on what i should do. currently living in PPOR and starting to build a new PPOR should i sell or convert to IP? have probably over capitalized slightly as i wasnt intending to build a PPOR so soon. and plans changed, so has put my structure out...
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    old documents - what to do

    what do you do with your old documents? do you keep them and file them away in archive boxes or shred/burn/dispose of them? what files do you have to keep and what do you throw away? can i scan them and then destroy my hard copy.? what about other personal files like ppor house...
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    State and Federal Elections

    is there anyone that can give a simple explanation of how the voting system works? I have heard that if the party doesnt have enough votes to win a seat they can give there votes to another party? so you could vote for an independent as you might not want to vote for labour but the...
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    inflation

    after looking at inflation for a while today i just had a few questions obviously forgetting all other costs as were looking at just inflation in simple terms lets say the inflation rate was 2.5% if you had 100k sitting in the bank, lets say doing nothing to make it easier basically inflation...
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    payg or self employed

    if you had an option to do the same job but be: payg employed or self employed on a higher wage and contract yourself out as a consultant to that same company what would you do? and what would the pros/cons be ?
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    SS's nearing retirement: What's your plan with super?

    what are some options that could be used to make super benefit you if your looking at retiring in the next 2-5 years?
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    led sensor lights

    has anyone bought any? what do you think of them? im looking at getting a few to replace normal lights outside the house so i dont turn it on then forget to turn it off just wondering if others have liked them or had trouble with them? and what they paid? theres a heap going really cheap on...
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    building associated costs - loan contamination

    i have put my DA into council for a shed to be built on my PPOR land. i paid for the council fees and a title search with credit card. and will be looking at paying for the shed etc out of the loan top up. can i pay the credit card for those amounts out of my current house loan top up. would...
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    Hot Water System

    as my HWS is getting pretty old im looking ahead at what i would want to get to replace it when it does stop working. looking at the heat pumps they dont recommend them to rec zone 4 areas and as the GF has one and it has broken down multiple times and when it is working seems to be running...
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    how think firecheck for 90/90/90 rating

    how thick firecheck for 90/90/90 rating i have had conflicting reports on how thick i need to do firecheck for a 90/90/90 firerating is it 2x 16mm sheets or 3x 13mm sheets? also what sizes can the sheets come in?
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    how do you pay yourself - business owner

    just trying to work out how a business owner pays themselves if i went into partnership how does this work so you basically draw money from the net profit of the business and the business pays the tax on the net profit? or do you also have to pay tax as your drawing a wage? say on a...
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    instant gas hot water

    i have a spa with an instant gas hot water system. whats the most efficient way to heat the water? full gas and full water flow full gas and medium water flow low gas and low water flow medium gas medium water flow if i have full flow with full gas the hot water outlet gets warm but if...
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    bpay view

    does anyone use this? what benefits does it have? can you schedule payments? you cant pay car rego with bpay anymore and have to either pay by credit card through there website or or use bpay view i always pay everything through bpay so i can schedule its payment
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    scammed on ebay

    i recently have been scammed on ebay by not receiving the item (payed by bank deposit). and they have been supposedly been trying to refund the money for a month now :rolleyes: apart from ringing the bank what else can i do? the bank said if they decline the reversal of funds theres not much...
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    cashie jobs - hrly rate

    if your employer wants you to come in over the weekend and do a job for them as a cashie what would you expect to be paid per hour? if it wasnt offered as a cashie they would pay you your overtime rate lets assume your standard rate is $20/h your Overtime rate is $30/h
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    trusts

    what trust would be used so you could rent to yourself and borrow money and claim tax deductions it even if its for personal use? should a trust structure be setup early on in your purchases or once you have a few properties under your belt?
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    cutting doorway into limestone wall

    i have heard to cut a doorway into a limestone wall you cut a slot and put a piece of angle iron in as a steel lintel then cut your doorway out underneath is this correct? how deep does the angle iron need to go? how far below the angle iron can the cut go?
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    building shed on side of house

    Im looking at building a shed against the house to the boundary but unclear on whether its allowed depending on how its worded? im just after an interpretation of this its from my council website so its saying i can: build a shed on the boundary build the house on the boundary but cant link...
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    higher floor cost more?

    does it normally cost more for a higher floor in an apartment? if so how much have you seen difference per floor? is it worth it? would the higher floors get more CG?
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    Darwin?

    is darwin a good choice for buying property? whats the rental returns like?
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