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Hi Guys, Just wondering if anyone road in the BeActive Tour Down Under Ride yesterday. And especially if anyone came from interstate/overseas to ride. The BeActive ride is run each year as part of the TDU here in Adelaide. It is open to anyone with a bike and we ride the same route as the...

Good Evening All, I had a fantastic laugh at the disclaimer that accompanied Alan Kohler's article in the SMH this am. He summed up my sentiments perfectly. Hope you all have a chuckle. Alan Kohler's SMH article 1/7 Cheers, Richard.

Good Evening All, Just a quick question. As a rule of thumb I know banks accept 30% of your wage and 80% of rental income when determining your ability to repay a loan. If you receive dividend income how much of this do they take into account? Is it 100% or lesser percentage to allow for...

Howdy All, I was just wondering if anyone here spoke portugese. The reason I ask is I have come across a song "Mas Que Nada", which originated in Brazil. I believe the title translates literally to "But that nothing". I think it must mean a bit more than that. It is a song used in a class I...

G'Day All, I hope everyone has a great weekend. I love to travel, so I was wondering about other people's perfect holiday moment. That moment that you will never forget and everything in the world was absolutely perfect. Before we had kids my wife and I were lucky enough to spend 5...

Good Evening All, Well we settled on our 2nd Ip today and our first purchased within a trust structure. Because it was a hybrid trust structure and there has been a lot of talk here about them of late I thought that I would share my experiences with everyone. Hopefully they will be useful for...

G'Day All, I was wondering how others go about calculating just how much building insurance to purchase for a home. Taking a stab in the dark is one way but probably not the best :D Can anyone else offer any thoughts as to how you can determine just how much to take, so that you have...

G'Day All, I need to get a QS report done on a property I am soon to take possession of. I was wondering about the timing of the QS report. Should I be aiming to get it done basically as soon as I take ownership, before if possible or can it wait a month or two? When do you other good...

Howdy All, I was doing some research on proprty values in SA. Out of curiousity I purchased a 'Home Price Guide' report for a postcode I was interested in. It provided some interesting reading for my wife and I as we discovered a few interesting things about property in our chosen area. A...

Good Morning All, I was wondering about borrowing money within a hybrid trust structure. More specifically how the bank calculates your DSR. Because I am borrowing the money my income would be taken into account at the normal 30-35% mark I would think. But what else? As the income...

G'Day All, I recently subscribed to API magazine because I was having real problems finding it in my local newagents. I was wondering if any other subscribers knew of their publishing schedule. The first edition I got through the mail was the October/November edition. This arrived in the...

G'Day All, I have seen in the past people asking questions where they may be able to get a list of properties for sale from deceased estates and such. Whilst searching for something unrelated I came across this site http://www.statetrustees.com.au/index.cfm I think they are a victorian...

From: Richard Ellis G'Day All I have been trying to find out where I can obtain property sale data (like that that valuers use) that is current and accurate. I live in Adelaide so I am specifically interested in Adelaide but I also have an interest in Brisbane. My preference is for a web...

From: Richard Ellis G'Day All, I am new to this forum but did search the archives before posting on this topic. I am wanting to expand my investment in property as my wife and I seek financial freedom. But I want to make sure my wife can still obtain our goals should my life be prematurely...