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    "How on earth do you sleep at night?"

    Dom He did the 90 day program. the only reason I didn't do it at the same time - was because of where we live we had to be away for 2 nights as we couldn't get flight connections. We didn't have anyone to look after the girls at that stage - so I will do it in the new year - can't wait...
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    What do you want for Christmas?

    Corsa You definitely sound like my sort of gal - passionately purchasing IP and knows what sort of perfume for what age - and did you forget to mention seasonal perfumes? My husband thinks I am nuts when I say "I need to start wearing my summer fragrances now" - but it is true. And you can't...
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    "How on earth do you sleep at night?"

    Yadreamin the ocean is fabulous today thanks, it is that gorgeous turqoise colour that makes you just want to swim in it forever! (Perth has the most fab beaches in the country, would live there except it's so far from the east!) The last 18 months of our seachange has involved me doing...
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    Investing and Spirituality

    I hesitated for a moment before responding to this thread. Always such a touchy subject. I think Religion is often confused with Spriituality in our society. I mentioned Bill Zheng's course in the orginal thread by "Corsa" and it is exactly related to some issues that have been raised...
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    "How on earth do you sleep at night?"

    I have not been employed for over 6 years.... firstly, this is a great post. There is something extremely empowering knowing that you can make your own choices..and destiny. I have not been employed for over 6 years. Goodbye office politics, Managers with PMS, playing the "game" to get...
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    Lessons learnt by first time Developer....

    Michael - Sorry if my "lessons learnt" didn't come across in a positive way, they were meant to. At the end of the day, I am a much better investor because of this expereince ,and it has/will still been a profitable one. Arjay - yes we have had capital growth on the land during this period...
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    Lessons learnt by first time Developer....

    Originally I was going to PM this to Michael Yardney ,as he had a lot of helpful advice both in the archives and when I posted a question over 12 months ago re a development I was starting in Townsville. Hopefully posting this may help others also.... Feb 2004 I lodged application to do a 6...
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    What legacy will you leave behind?

    Some Sobering thoughts... Have to agree giving gives you such a buzz. For each new property we buy, we sponsor an overseas child. For me it is something more real and emotional to receive letters and pictures from a life that we are helping, than just my bricks and mortor. I too have...
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    Thuringowa's Riverway Project how will it affect the surrounding suburbs?

    HARRYW yES i HAVE BEEN HAVING THE SAME THOUGHTS ABOUT THE AREA. i GREW UP NOT FAR FROM THE NEW BRIDGE AND IT WILL CERTAINLKY MAKE A huge DIFFERAnce to the area. hAVE NOTICED PRICES HAVE CREeping UP SLIGHTLY BUT STILL CHEAPER THAN OTHER AREAS OF TSV. maybe some of those less desirable...
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    What advantage to developing adjacent blocks?

    bWEED I AM IN THE PROCESS OF GETTING SOME TOWNHOUSES APPROVED IN noRTH wARD (tOWNSVILLE). WHILST THE NEW CITY PLAN HAS NOT YET BEEN GAZETTED THE TOWNSVILLE CITY COUNCIL IS BASICALLY ASSESSING APPPLICATIONS AGAINST THE NEW PLAN. Under old scheme I was able to get 8 units, new scheme 3 units...
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    Buy for later, or buy for now?

    Rach, welcome back to Oz. Which option is more in line with your goals - short term/long term, Financial and personal goals? When your choices mix purchasing live in homes and ivestment properties then there are always a lot more factors to consider. (So much easier to buy an IP!!) I...
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    Any room for growth? Can anyone nominate a market ready for some growth.

    I am always keen to hear about QLD growth spots.... Willair the reno kings mentioned Dutton Park also because of the bridge. I did some searches and there was nothing much for sale. Is it a tightly held area? Does anyone have any thoughts on Morningside in Brisbane? I have only just...
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    Advice on purchase of flats

    Paul2k Finance was a challenge for us when we bought both our blocks of flats. If they are under one title it makes your choices limited , but possible - try Bank of Queensland, GE and I think HKB. We were able to get 80% through these guys. GE are very quick and my expereince with them...
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    tip before rendering...

    further update have spoken with some landscapers and depending on the size of the area that the wall "holds back" you may also need to put blue gravel as extra drainage against the wall instead of putting soil back against the "membrane". This will be the case for us, area is about 20 long...
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    Did you take enough action in 2003

    2003...what a fantastic year.... went to 2 very good investment training seminars, strata titled a block of units and a duplex, renovated one unit, bought another block of 5 units, sold one unit, contracted land for my first development and worked out my husband can retire in 5 months (he is...
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    Main complaint LL's have with their PM's

    Good on you for seeking this info out, hopefully it helps your compnay provide a better service to your landlords. Firstly I would have to say that the commission is the least important consieration if my PM is doing a good job for me. In the whole scheme of things when they are looking...
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    tip before rendering...

    Bundy 2 of the painters that gave me quotes said it would be a problem . Our house will be fine but it is the brick retaining walls that have 3 foot of soil behind them that need protection. Painters start tomorrow ....yippee goodbye mission brown!!:D
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    tip before rendering...

    There are probably a lot of experienced renovators out there that are well aware of the importance of waterproofing retaining walls prior to rendering, but for the novices like myself I thought I would make a quick post to share my recent discoveries.... We have just rendered a 70's style...
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    Blue Mountains, NSW

    Interesting points. Another bit of info that may be favourable to the BM was in the last API magazine, matusik's "clock report" as to what was on its way out and what was coming in. One of the lifestyle purchasing choices that was on set to be on the rise (according to Matusik) was cold...
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    adding value to my PPOR to build equity

    Well ahoy there captain I agree with acey on the "Kitchen bathroom" thing - they are universally big attraction (or detraction) items on buyers. However in regards to your other changes you are contemplating ...you have to know what your market wants. Ducted Heating rates pretty high...
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