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Hi all, Do you think it's worth buying 1/2oz of gold to start with. My plan is to diversify from property atm and get smaller amounts of gold rather than a 1kg block. Has anyone bought smaller amounts of gold? Thanks :-)

Hi all, What accounting programs do you use to record your income and expenses for IPs? I have used excel spreadsheets for years but have been wondering if an accounting program such as Xero or Myob will be more reliable? Thanks :)

Hi all, Has anyone purchased the Freedom Modelling session from Investor's Direct? The information they gave me is that it's a financial projection of your portfolio over the next 10 years, assists you with retirement planning and allows you to decide if your plan is feasible. If you have...

Hi everyone, Hope you all had a nice Christmas relaxing! Is there anything that is working to create an income in the property market atm? I have been B&H for a while now with a few renos and a couple of sales. I would like to be more active and create some extra cash/income from property...

Hi all, After blindly purchasing IPs over the years I have decided to actually plan my retirement. I know how much income I would like in my retirement but get stuck on how to achieve this. Is the PIA spreadsheet useful for retirement planning? I am 34 so have a bit of time to plan. Thanks :)

Hi all, How did you and your partner/husband handle your IPs when planning to start a family? Did you sell some, use equity? Did your partner have a problem with your IPs when it came to combining your incomes? My partner and I have always been very independent financially and he is worried...

Hi all, I have purchased IPs interstate in the past and have an IP in a trust. I have also added a unit to my portfolio. Does anyone know of other ways to reduce the amount of land tax you pay? I am in SA and the cost of land tax is ridiculous and really eats into my CF :mad:. Thanks...

Hi all, What projects are you or people you know doing at present to increase CF rather than just B&H? I have a couple of IPs on the market to sell and have sold in the past only to purchase a 'better' IP. Now I would like to actually increase my CF for lifestyle and to pay for my current...

Hi all, Recently some friends and some people at work have upgraded to bigger and better homes. My partner and I live in a nice home that he bought, which is close to our dream home and in a great location but it's not our absolute dream home. We have an IP portfolio because I bought a lot of...

Hi all, Have you ever sold any of your properties privately and where did you advertise? Thanks :)

Hi all, I am feeling that negative gearing isn’t working for me anymore. It worked for me when I started, as I was extremely motivated, obsessed and didn’t mind going without and not travelling. As much as I don’t want to sell an IP I feel that my negatively geared portfolio is stopping me...