Search results

  1. T

    Becoming a Mortgage Broker?

    very interesting thread - thanks everyone we have been doing a bit of research on the different options to become a mortgage broker does anyone have any unbiased feedback on the above buyers choice mentoring program?
  2. T

    Macquarie rates ?decreased this month

    thanks :) thats what i was hoping I am guessing they havent changed as their current rates as there fixed rates are from the 9th feb are the same as they are now https://www.macquarie.com.au/mgl/au/advisers/products-platforms/mortgages/macquarie-bank-mortgage-solutions I doubt I will...
  3. T

    Macquarie rates ?decreased this month

    thanks for the response - do you know when it changed? (my internet banking has locked me out as i couldnt quite remember my password the other day) maybe i need effective solutions for remembering passwords too!
  4. T

    Refinance and fix for 5 yrs or go for variable?

    I second that - i am looking at getting out of a fixed loan now as we want to sell to capitalise on the market - it sux that we are giving away parts of our profits its not only for selling but you may want to refinance as you can release more equity with different lender - i was given some...
  5. T

    Macquarie rates ?decreased this month

    Dear helpful mortgage brokers, does anyone know when macquarie dropped their home loan rates this year was it around the feb 20th mark - i heard in the news that some banks didnt pass on the rate cut until 15th march for some products -...
  6. T

    What happens to equity when you sell?

    thankfully that is not the case... thankyou for your response I really appreciate it
  7. T

    What happens to equity when you sell?

    thanks terry do minor exceptions by any chance include deposit, reno costs or break costs:D?
  8. T

    What happens to equity when you sell?

    Hi everyone I have a bit of a scenario that we have emailed our accountant but he hasnt got back to us as yet and we have some reno bills to pay.... we used 20k from "property x" to buy "property y", a few years later we are selling "property y" to capitalise on the market and to bulk our...
  9. T

    Beyond bank 4.34%?

    thanks everyone for responses - I think the meaning behind these responses is stay away, in the end I don't think the 0.whatever percent discount would be worth the unknowns/potential hassles cheers
  10. T

    Beyond bank 4.34%?

    tried to look for information on beyond bank on the forum and couldnt find much... looking at getting a loan for ppor with 20% deposit and looking to pay down asap beyond bank have released this product...
  11. T

    Desperate situation..please help

    Thanks Marty for the reply, we will definitely chat to our solicitor before signing anything
  12. T

    Desperate situation..please help

    Dear Andrew, sorry to hear about your situation, believe me we feel you pain we asked ourselves these questions will these places hold you back? what is your best chance of being able move forward? the quote about not going through life looking in a rear vision mirror has helped us to map...
  13. T

    ?difference between westpac vs st george

    Thanks everyone for your contributions. wont go into any detail but in hindsight maybe westpac may have been easier! silver lining I was reading st george are good for building granny flats. so hopefully they get their s... together by then!
  14. T

    Chinchilla - hold or run?

    I meant that rental enquiries have increased compared to end of last year. however as you know this has not translated into rents unfortunately. there was a forum in December where businesses were discussing how to get more people into the towns..with our tenants contemplating vacating at the...
  15. T

    ?difference between westpac vs st george

    Good answer thankyou are they similar in terms of valuers and equity releases?
  16. T

    ?difference between westpac vs st george

    I have a question for the friendly/knowledgable somersoft mortgage brokers I qualify for professional package (ie 90% no LMI) with both westpac and st george. what are the main differences between them? (from what i have read here westpac is preferred, however my broker seems to prefer...
  17. T

    Chinchilla - hold or run?

    not sure re development I doubt many new houses would have been sold recently. word on the street from the property managers in miles that rental enquiries have increased substantially from early jan this year, multiple new enquiries per day which is good news. (I am unsure if chinchilla...
  18. T

    Negotiating Rates

    If they still will not budge on rate ask if there is anything else they can offer for you to stay? someone I know did this recently and NAB put $1000 into their home loan, (they had less than 80% LVR on one house ) unbelievable but true story!
  19. T

    Very bad experience with a property managers

    Even worse? I wouldnt like to think much worse than the story of this thread was. I have my places with them they have always been really good ( particularly for 5.5%) and they have even coordinated two interstate cosmetics renos for no charge with minimal vacancy
  20. T

    Can my bad investment be saved?

    Hi Sandman I too bought a property (not in qld) near the peak time - it taught me a lot about market cycles. The above options from redom could be attractive to avoid selling at the bottom and realising that 20 k hit. If cant refinance which seems near impossible can current lender offer you...
Back
Top