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Hi all, I own a business with my father and we are looking at buying our premises. Problem is I am in debt up to my eye balls in IP's but in 12-24 months I should be ok. What I want to do is have my father buy the property now and then I buy/takeover 50% of the property from him once I've paid...

Any off road mountain bikers on here? I'm looking to purchase a mountain bike, it will be used 80% on local roads and paths chasing my son around and 20% off road. Cant see myself getting any airtime but would like to get dirty occasionally! Does anyone have any recommendations on decent...

Hey SS's My wife and I are looking at doing a major renovation and extension in the next couple of years and it's making me think about what our homes will look like in the next 30 years. From what I hear a lot of kids are now doing all their homework on laptops or iPad's in their bedrooms...

Hey ya Wife is going on 16 weeks full pay maternity leave in around 8 weeks time. We are hoping to purchase a property in the coming weeks and we have pre-approval sorted, if we do purchase, settlement will take place while she is on maternity leave. Does anyone know if the banks could/would...

Believe it or not but I've never had wifi on at home - I'm not a 'downloader' and have always just used my iPhone or iPad for surfing. My wife is about to go on maternity leave and we will be using the internet a lot more from now on. Just wondering if anyone can recommend a good provider and...

Hope this isn't old news but just had an email back from my broker advising we don't have to pay LMI if we borrow 90% because there has been a change whereby if you work in accounting, legal or mining you can borrow up to 90% without LMI. Anyone heard of this? PS sorry for the heading, unable...

I'm living in suburban Melbourne and have been thinking of buying a few chooks for quite a while. We eat a lot of eggs and we're into organic food so would love the idea of having fresh eggs at my backdoor every morning! And I also think they might be a good pet... Has anyone had experience...

Hi all, settled on a PPOR a month ago and I've noticed that the fence I share with a neighbour is not straight. I want to hire a land surveyor to check whether the fence is encroaching on my land or the neighbours, anyone know a decent (and cheap) land surveyor in Melbourne to do a basic survey...

Hi all, my parents are looking to buy an apartment in Hamilton Island and I've asked my broker to prepare a property report but she has advised me RP Data don't have access to Hamilton Island. Does anybody know if it's possible to obtain previous sales on the island from any other databases...

Hi all, a really good mate of mine (Xavier) is appearing on this years Big Brother, he's a very funny guy and a great bloke and I'm sure he will make entertaining viewing. I know a lot of people don't enjoy this kind of television but for those of you who do it would be great if you could...

Anyone used loans.com.au before? They are now offering 4.75% variable which is the cheapest I can find at the moment and just wondering if they have a history of offering low rates and then hiking up the rate after a couple of months? Cheers jackbak

Hi all Ok, so there's 2 properties we are interested in at the moment. One goes to auction 18/05 and the other on 25/05. We'd like to make an offer this week on the property going to auction on the 25/05 but they don't have the contract ready. Is there any risk in making an offer without a...

As some of you know I'm getting married in a couple of weeks and it's the same day that a house goes to auction that we want to buy as our PPOR. Clearly we don't want the stress of buying (or missing out on) a property on our wedding day so we are looking at putting in an offer to buy before...

Hi there, as the title suggests does anyone know a good valuer for a commercial office/warehouse in South East Melbourne that they wouldn't mind sharing? Thanks!

Hi all, planning on bidding at an auction on 16 March which also happens to be my wedding day! Because my fiance will be getting ready at the time (and because we cant see each other before the ceremony) only I will be attending the auction. We are buying the property together so how would...

Hi all, got a bit of an odd situation here... I’m pretty keen on bidding on a property that is going to auction and I think there is a pretty good chance that the bidding won’t meet the reserve as there are numerous defects with the property. The issue is that it is being sold because of a...

Hi all, I'm exploring the possibility of buying a commercial office with a warehouse at the moment. From what I gather through reading this forum its generally the tenant who bares the expenses. I've got a list of all the expenses associated with this property and hoping that you could give me...

Hi all, was lucky enough to get engaged 2 weeks ago and have set the wedding for 16 March 2013!! Going to be a big wedding so there will be a lot of work getting it organised within 5 months so I'm looking forward to having a relaxing honeymoon afterwards!! Just looking for some ideas from...

From someone living in a southern state (VIC), I find we are constantly getting mixed signals about the state of affairs in QLD. On one hand, we hear about this mining boom that is transforming both QLD and WA and bringing in all this investment. Then on the other hand we hear about a struggling...

Hi all Looking to buy a commercial property with my business partner (who happens to be my father) and we are intending to split the property & loan 50/50. I heard somewhere on this site that you have to be careful investing with a partner because when you apply to borrow again the bank will...