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  1. Ecogirl

    Hello to old friends and the new

    Howdy Hi Guys Life is certainly interesting in my book. I moved to Brissy in Feb and got back into the hard hat and boots. I was offered a very interesting and challenging job and thought what the hell. So I'm back being an enviro and back in construction on a major road job. I also married...
  2. Ecogirl

    Sale by private treaty v's auction

    I just wanted to let you guys know what i decided and how it panned out. Thank you for your help as this was all new to me and at the end of it it all seemed rather easy. I really wasn't comfortable selling by auction and I decided to listen to someone I know (thanks guys) without a vested...
  3. Ecogirl

    Sale by private treaty v's auction

    thanks everyone for your help I shall do more research and ask him a few more questions. I'll let you know how I decide to proceed and how it goes for me. Cheers Amanda
  4. Ecogirl

    Sale by private treaty v's auction

    Hi Guys It's been a while since I've been around as I've been focussing on other things in my life. I'm back thinking about property again and am planning to buy the property I'm currently living in in Brissy. Anyway.... I am in the process of working out how to sell my house in Cairns. I...
  5. Ecogirl

    Climate Change - your views?

    Brisbane City Council are showing free sessions of An Inconvenient Truth Maybe they also believe in global warming? Interesting thread Amanda
  6. Ecogirl

    The Secret is on channel 9 tonight (sat)

    I have just bought a book that I had seen in the bookshops for the last few yrs but never bought it. It's called "Conversations with God" by Neal Walsh(?). Basically I thought it was a book for christians and all about religion but it's nothing like that. I think it was first published in 1997...
  7. Ecogirl

    What I've learned!!

    Sailor If there is a new wall being put in somewhere else - make sure the builder actually does line up the noggins where the sheet of gyprock ends. We had a dodgy builder build a wall for us and the idiot didn't think about this and we got there after he had left. Very frustrating for the...
  8. Ecogirl

    Somersoft Artists

    Hi LeeF I would love to be able to paint this way - how would I go about finding a class that can teach me that? Is that kind of painting called 'modern art', so if I ask at an art school they'll know what I'm talking about? I have tried to do this on my own but need to learn some technique...
  9. Ecogirl

    The Secret is on channel 9 tonight (sat)

    Wish-ga I have to say that her comment and seizing on your "negative" says more about where she's at, than you. I have noticed that when ppl pull me up on their perceived assessment of where I can improve in my life - it generally seems that the issue is actually with them (and no that's not me...
  10. Ecogirl

    No Smokers clause in lease

    the results of smoking I have just moved into a house my parents own in Brissy that they previously had rented. The previous tennants smoked heaps a cigs and dope. I have been told that it was the local drug house by my neighbours and it was raided a few times. I have even found hydro equipment...
  11. Ecogirl

    The Secret is on channel 9 tonight (sat)

    I have to say that the whole subject is rather interesting. I have lived most of my life visualising what I wanted in it but when I saw 'what the bleep' and 'the secret' I was just blown away. These movies refined how I view the world and my place in it. I know what I want, I'm just never sure...
  12. Ecogirl

    New fangled things I don't get....

    Talking about gadgets - I just moved into my parents house in Brissy - they have an old gas stove that I have to use a match to light. It has taken me 2 wks to get the courage to light it cos I'm afraid I will blow myself up (using gas is new to me so don't laugh). I still haven't mustered up...
  13. Ecogirl

    Hear Steve McKnight - April Affluencia meeting

    Hi Wendy As a fellow female investor I would really appreciate it if you could share your knowledge with the forum. I am not able to go to the Melbourne seminar and so would miss out. Regarding the empowerment thing - I think people may view this issue differently to others. My view is that...
  14. Ecogirl

    Fhog And Stamp Duty -qld

    At the moment the requirements for the FHOG are that you need to move into the property within 12mths and live there for at least 6 mths. After that it's up to what you want to do. Go to the OSR website and get the facts - don't rely on what other people tell...
  15. Ecogirl

    Which white to choose ahhhhhh!

    there are so many whites to choose from! All of my rentals have been painted Taubmans China White. I love it because it goes really well with dark timber floors and is a slightly warm white. All the trims are white enamel. This goes with everything including strange coloured kitchens etc. If...
  16. Ecogirl

    looking for creative ways to help subsidise children's first homes

    Family equity financing If you want to give your childen a helping hand into owning a home you could consider a family equity deal. Basically the child buys a house and has a loan for 80% of the value. You then put a 2nd mortgage on your home (parents) for 20% (plus costs if you need to)...
  17. Ecogirl

    Rockhampton or Mackay?

    Mackay I don't know first hand the housing situation in Rocky but I can help you with Mky. Valuers are giving pptys a risk rating of medium in Mky at the moment due to the levelling of prices. This is up from a low-medium rating earlier in the year. The rents are high but so are the house...
  18. Ecogirl

    Debt Reduction Calculator

    Hi Ronulas There are some great calculators on the Aussie website. http://www.eaussie.com.au/Mortgages/Loan_Repayments.htm If you want to compare two loans and the costs differences - get the comparison rate for each loan (make sure you use the same loan amount and term) and calculate...
  19. Ecogirl

    CBA Client retention

    CBA seem to be a mixed bag at the moment. I had issues with one loan trying to get approval - they stuffed up but refused to escalate the deal to meet the timeframe. I was told it wasn't their problem....what the! On another loan my client was the victim of identity fraud and had some...
  20. Ecogirl

    Re-financing - same bank or switch?

    Alexlee Sometimes it's worth having a look around to see if there are better deals out there. One of my potential clients was looking to refinance 3 of his pptys - the deal he had with his current lender was OK but not the most competitive. It would have cost him a bit to refi - I suggested...
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