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Along with Dave and DT another IT person here. Im the one that looks after servers and specialised applications that charge you your electricity bills! well qlders at least :) Love love love my job. No i wont get you a discount. I cant even get myself a discount :O :(

YEP Im a slacker!!! :P But i get in read every so often ;) Already PM'd Paul back. But yes I live here! Oversight of Maryborough for everyone else.... Unemployment rate for wide bay i just read 14.5% ( will include bundy, hervey bay and maryborough) ... national average is 6.3%...

so looking on anz website today, 5 yr fixed 4.59% with break free 1 year 4.49% p.a. . 2 years 4.59% p.a. 3 years 4.69% p.a. 4 years 4.99% p.a. 5 years 4.59% p.a. . And considering the other banks have dropped their 5 yrs by 0.3% down to 4.69%... it is interesting times..

Nope. First offset done in 2008 against ip 1. Second offset done in 2012 against ip2. And doesn't cost me anything for the 2nd offset. Fees were waived. Done thru a mb, who got it done through local anz branch where I was at that time. Both are anz one accounts

I have two offset accounts with anz and only pay one break free package. If u are setting up a new loan ask them if they can do a offset account for each property for free. Other banks will do multiple offsets like wide bay Australia and not charge extra. Worth a try.

Search around for brokers there are cheaper then cba. I'm with bell direct only because racq had a offer with them at the time. $15 a trade I believe. Atm min $500 trade. Easy to set up an account.

the only thing an elderly tenant may ask is that there are grab rails installed in places like the bathroom or toilet. Make sure they are installed properly because a heck of a lot of weight can be put onto them.... Rented a place with grab rails in the shower, which was handy as i had come...

Did u find a pm house hunter?

i have 'won' a mortgagee auction in the past being highest AND only bidder, but did not meet their minimum bid. If that is the case, then they normally negotiate with the highest bidder. I didn't take the deal, they wanted way too much $'s verse the work that needed to be done to it... but i...

Hervey bay has a lot of crime...as brocky mentioned high unemployment.. so the kiddies get bored. depending on where u go... . if you want quieter then look at places like poona, maarom, boonooroo, tin can bay... They are all next to the water and all very small towns, but between maryborough...

ANZ dropped their 3 yr rate today... was 5.13 now 5.05 on break free package. and their 2 yr dropped 0.05% aswell. 1 year 4.79% p.a. 2 years 4.84% p.a. 3 years 5.05% p.a.

corporate governemnt rate is $45 for a holden/falcon! Try googling and look for discount vouchers.. u may find some extra specials through websites like racq/qantas/virgin.. etc etc.

don't base your purchase off of proposed mining. In the last week one or two mining applications got rejected. Was on the local news.

I pay $15 for my hair cut, from a professional hair dresser that has 15+ years experience! The hair salon i go to, only does hair cuts, no perms/colors etc.. so it basically means they can get through more people then having to take the time to color and have stock on hand etc. Mind you I...

The most expensive thing I bought my 7 month old is the FISHER PRICE Apptivity Monkey for iPhone & iPod Touch... my iphone is a heap of crap, so figured my boy can have it when i go to a s4 in april, and i'll download the free fisher price apps in the mean time for it!.. You can also use it...

OP never gave instructions to the first PM whether to release or not release the bond... how many 1time IP owners out there, rarely contact their pm, and just leave it all up to the pm!.. The pm gave the OP a choice... they could chase it in court for bond... OP never responded to PM...

Good Luck Ms Ali!!.. Also consider putting a offer in before auction!!! Remember what happened in TSV! :D :rolleyes:

she could possibly have a baby!... However I would be going through your body corporate notes/search info, and check if there is anything listed due to noise.. also you might want to make sure u go to the next AGM, because im sure the complainer will have something to say about the noise...

Check your meter box... a lot of stuff in QLd country - aka ergon, have two numbers, which normally represent the year the meter box was installed (this is for replacement/warrenty etc from their point of view)... Anyhow if it says 85 - it will be 1985 install so you can assume the house build...

i just use vasoline intensive care for face and body!