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I assume its too early to start buying? I can't find any other reference to this anywhere. :confused: http://www.abc.net.au/news/stories/2009/03/31/2531196.htm?site=adelaide Land in Adelaide's north-eastern suburbs will be turned into housing and open space. Urban Development Minister...

I have been looking around for a decent managed fund, found these guys: www.raboplus.com.au They also have an online back account much the same as ING, cept their interest rate is 7.05% at call, compared to ING’s 6.65%. Looks like a very similar product as the ING bank account, but with...

The title is not my words but the title of the article....I found it's in interesting take on the generalisation of generations we have and what their goals are....amusing in parts as well. http://www.theaustralian.news.com.au/story/0,25197,23171168-25658,00.html

http://www.anz.com.au/aus/homeloans/productinfoequity/default.asp Just wondering what most ANZ customers use for their LOC. Im not overally sure which one is the most appropriate for my situation. I currently have the breakfree package with 3 loans (PPORx2 + IPx1) with offset. Based on the link...

Hi, I'm looking to get some extra cashflow for investment purposes, so I called my bank and asked whether I could change my Fixed P&I loan (5 years - 3 years into it), to Fixed IO. I was told by my loans manager at my branch that it cant be done without breaking the existing contract and...

Hi, Im looking at replacing a Flat roof verandah with a Gable roof at my PPOR. At this stage im undecided on whether to go timber or steel however my #1 priority is keeping the costs to a minimum whilst still achieving a good look. I guess im after the best bang for buck. The current...

http://www.news.com.au/adelaidenow/story/0,22606,21262419-5006301,00.html

Hi, Ive been offered a job with an employer who is considered a Non-profit Organisation or charity by the ATO. The ATO endorses them to access the following tax concessions: GST Concession FBT Rebate Income Tax Exemption Im told by the organisation I can salary sacrifice my...

Hi, I have been looking around at alternative investments and a friend suggested Prime Retirement and Aged Care property Trust (http://www.primetrust.com.au/). Ive downloaded the PDS, although havent read through it however on the surface the return looks reasonable. Just wondering whether...

Hi, Just thought i'd throw this one out there to see whether anyone has any experience or opinion on the Optimix Manged Funds. I recently went and saw an ANZ financial planner who recommended investing in the Optimix Growth managed fund. Basically I have some equity (50K) in the form...

Hi All, Im hoping a broker here can help me understand this. Im under the ANZ breakfree pro package and am looking at taking out a LOC shortly. I was all set to apply for the Equity Manager Loan as is seems to fit my requirements perfectly. No minimum payment and reasonable interest...

Im am on the ANZ breakfree package where you get 0.6% discount off the SVR of all loans. Previously Ive negotiated 0.7% off my variable rate loans and had requested in my LOC application to my banker that i would like the 0.7% off the SVR of the LOC as well. She responded, "Can you get a...

Well, my valuations were completed 2 days ago so i thought id post the details fyi fwiw. IP (Purchased in 2001 as PPOR. Changed from to IP in 2004) 2001 Purchase for = $127K 2004 Valuation = $195K 2006 Valuation = $230K 2006 Owing = $100K 2006 Equity = $130K In total I would...

A couple friends of mine recently dove into the world of property purchase/ownership. Being very green to how the process worked and what, how, why and when things are supposed to happen, i recieved a barrage of emails from them as soon as their offer was accepted. Their bank manager had...

www.stanleythompsonsa.com.au I'm getting my PPOR and IP revalued and the bank told me they will be using Stanley Thompson valuers. I have requested the valuation to include the inside of the house due to major renos. Was wondering if anyone have dealt with them previously? Any comments...

Hi, My salary package has recently changed from a basic annual salary to a base salary plus commission. My base is now 20K lower than my previous salary however my commision % is quite high. My query is, does the employer pay the super as 9% of my base OR 9% of my base + commission earned...

Hi All, Well, I have seen these posts before and always thought "Never sell, never sell!", however i am only now seriously thinking about selling as I dont see many other alternatives. Situation: I currently have one IP and one PPOR. The PPOR is worth appoximately 350K and we owe around...

Link to article RENTERS may be in for a rude shock with analysts predicting tightening vacancy rates and sharply rising rents - and an early end to the property downturn. Healthy immigration and population growth are increasing demand for rental properties and driving down vacancy rates in...

Interesting article. Apologies if it has already been posted. Link to article THE recent past performance of residential property provides a compelling example of why the past can be a thoroughly misleading guide to the future. Tim Farrelly, managing director of asset allocation...

Hi All, Inspired by Peter147's post of "What are you paying for your LOC?" I went off to see my Bank (Anz) to see if I could negotiate a better deal regarding my variable rate loans. Im happy to say they came back and gave me 0.7% off the SVR on all my variable loans! :D Im now sitting on...