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Thought I'd post this interesting take on the state/future of financial markets... http://www.bloomberg.com/apps/news?pid=20601039&refer=columnist_gilbert&sid=aNdzlfjZPuxM Tony

Hi Alex, I've used Executive Apartments a few times now. The minimum stay is 5 nights I think, but paying for that may still be cheaper than 4 nights in a hotel. Good luck! Tony

Just a note that your 'median house price calculator' (elsewhere on your site) actually calculates the mean/average. cheers, Tony

If you've got money to burn, get a laptop with an additional external 19" monitor, mouse and external keyboard. Then you have the best of both worlds. :D cheers, Tony

My wife spoke with a Vic Park agent today. He got 5 listings last week. They are all gone. cheers, Tony

CNG (and LPG) have been commonly used in NZ for more than 20 years now. It was much cheaper than petrol back then too. :rolleyes: Tony

I think that's a poor analogy. The writer is comparing a (hopefully) appreciating asset with a depreciating asset. Like comparing apples and bananas :D cheers, Tony

Hi natmarie73, I probably saw the same documentary. Best recent example of global dimming was in the days following 9/11. All airplanes were grounded and hence the usual associated condensation trails disappeared. Temperatures rose appreciably over those few days. Some of the gunk in...

Hi Sue, Sounds like you need a holiday! Or at least some time where you can take a mental break and switch off. My wife and I are "building our way to wealth" too and the repayments can be tough to budget for, especially towards the end of construction. And if you go for bigger and...

Maybe you can splash out on that leg razor now? :D

Given reasonable estimates of capital growth, rent/vacancy estimates, you could use PIA to look at the expected long-term return from the different portfolios. This assumes you aren't going to add value. Anyone keen to run the numbers? cheers, Tony

See comparisons for different sectors at http://www.hays.com.au/salary/default.aspx. Left panel: PDF files. Tony

But 732sqm isn't subdividable if it is zoned R20? If subdividable then you'd have >1000sqm, and ~$500k sounds more reasonable. I'm missing something? Tony

What's the zoning - R20? R30? cheers, Tony

Hi TA, Aren't there HomesWest houses in Subi Centro? :) Those building next door wouldn't go for the cheaper option. They build with a quality to match the other neighbours. The numbers seem to stack up fine. And I assume the expected rental is reasonable. If the extra $20k can make...

Hi TheAnalyst, Is this an IP or PPOR? Assuming it is an IP.... Why the difference in price? One less bedroom? Different building companies? $20k isn't a huge difference but when you come to pre-start you will find the cost will go up further. Extra powerpoints, better taps, dishwasher...

I got exactly these comments from a friend over lunch today. He has 3 IPs and trades shares, so is hardly an inexperienced investor. Tony

A friend a couple of years ago... "I thought the Govt got rid of negative gearing?"

My accountant just passed the invoice on to me and I paid $212 directly via BPAY. cheers, Tony

I bought my first car on September 11th, 2001 :eek: I'd had my license for 15 years. Tony