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  1. grantwhit

    Measuring land slope

    Contour plans can be anywhere from 1m to 10m out. Good for 100ha sites. Not so good for 450sqm
  2. grantwhit

    Measuring land slope

    Pace out 10m Use a string line and level and string out from start point Use tape measure to check the elevation different between string line and ground You now have the rise and run and should be able to determine slope (rise/run*100) Apply that to the overall length of the block
  3. grantwhit

    Lease break

    I signed a 12 month lease about 18 months ago. There was a rent increase after 12 months but I didn't sign a new lease. If I leave now does am I bound into a lease or not? Planning to move back to old ppor as tenants lease runs out next month.
  4. grantwhit

    Car finance

    Exactly what we were told (ours is next model up - SX I think) I am confident we can get another couple of grand selling privately. Thanks for your response
  5. grantwhit

    Car finance

    Spades - expanding family and lancer is too small. Wife will not settle for a lower quality car...happy wife happy life :rolleyes::rolleyes::rolleyes: Yea good point TMNT. Re-evaluating I think I'll drop $15k cash in, cc the other $5k then sort the rest out after the car is sold. I don't...
  6. grantwhit

    Car finance

    The loan is really on bridging finance. I'm not comfortable parting with $20k and having no cash while waiting for the car to sell. I'd much prefer to pay half in cash, finance the rest, sell the car, pay the finance out. I think cc is probably the easiest way to go.
  7. grantwhit

    Car finance

    2011 Mitsubishi Lancer 75,000km Full service history 11 months rego Always garaged, never given us any grief Don't know if you need more details than that? Basing my appraisal on carsales.com.au valuation service + similar listings (most prv are between 11-13k What are your...
  8. grantwhit

    Car finance

    Thanks I am with CBA wealth package so I'll have a look further into it. Yea I could but then I'm left with zero cash in the bank for a period of time which I am not comfortable with. Cheers!
  9. grantwhit

    Car finance

    We are looking at selling our car and upgrading. I'm after some advice on financing. Here are the details: $20k cash in bank $20k purchase price $10k current value of car I want to buy the new car then sell the old car. I'm looking to finance the new car for $10k then pay it out with...
  10. grantwhit

    First development 8.65% ROI and $100pw cashflow positive

    I haven't read the whole thread so sorry if this has been mentioned. You can usually book in a pre-DA meeting with council to discuss your application and get some advice from them on what will/won't be approved. This gives you a chance to make amendments to better your chance of approval on...
  11. grantwhit

    Valuation post granny flat - Newcastle

    Has anyone built a granny flat in Newcastle at all? More specifically the Wallsend/Jesmond area? What was the reval on the property like upon completion? Is this an area where purchase price+construction costs= close to reval or is the valuation lower/higher? From looking on here there seems...
  12. grantwhit

    Strategy to make $1M in Sydney

    Sorry not property related - buy TLS at 55% LVR (11m total) @ 9.6% dividend yield you end up with just over 1m 450k on interest 550k left over interest free gets you about half way there...
  13. grantwhit

    Newcastle PM Recommendations

    We use Leah Jay @ 7.7% and that fee was negotiable. Their brochure has a big spiel about negotiating fees but the lower you negotiate the lower the level of service you will receive. Not sure what the receptionist was on about.
  14. grantwhit

    YIKES! Keep an eye on CAIRNS!!

    I just contacted an agent in Cairns about a unit $64,000 listing price 1x1x1 $250pw rent :) 10k pa bc :eek::eek::eek:
  15. grantwhit

    Tenants knowing your home address

    Tell them to call the SES next time
  16. grantwhit

    University whilst working full time

    I'm currently doing MPM part time and working full time (only doing one subject though). It's all online which I find a really good way to study. I can jump on Blackboard anytime anywhere on my phone and have access to the course material. My day usually consists of: Working till 5pm Home by...
  17. grantwhit

    Roof replacement

    Hi all thanks for the responses. I haven't had a chance to read through the links yet but I will get to them. The roof is probably 25 yrs old. The problem is that the roof (circa 1940 installation) was never removed so capillary action between the two surfaces has caused significant rust. I've...
  18. grantwhit

    Roof replacement

    I have an old rusty roof on an IP that is currently leaking internally in a number of spots. The whole roof needs replacing according to a couple of roofers I've had out there. Can I deduct this cost or does it have to be depreciated? My understanding is that a small repair can be deducted but...
  19. grantwhit

    trading options on the share market ?

    I've been trading using a pretty simple system that has had some good results 1. Look for reversal/continuation patterns using candlesticks 2. Also use MACD and fast stochastics to help identify reversals/continuation 3. Keep an eye on company/political news that could effect the stock price...
  20. grantwhit

    Put/Call Options - No money down - Need Advice

    So what is the main benefit of onselling units once you have got a DA on a place? Is it that the buyer saves on stamp duty? "Structologist" - you should TM that one Terry
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