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I sacrified: Overseas holiday New or nice clothes - haven't bought any for at least 5 years Dining out - only food court food no more than $30 for 2 people as a treat once a week Full price food Nice mobile phone, have been using the same one for years Would buy a cheaper car then...

Think it was reported from the News or A Current Affair last night saying that young people from the age of 24 to thirty something are struggling to get into the property market. I was 30 when I bought my first home in year 2004 after working for 4 years with a professional job and hard saving...

Thanks all for the feedbacks. Cheers

I don?t mine so much if the sold price is submitted to the government or RP Date so that they can come up with a generic indicator to the general public, e.g. medium unit/house price cost $$$ for the suburb instead of the price for the specific address of the property. Just think that owners...

Hi All, Not sure if this should be posted under this section. I like to ask if there is a way to remove sold price of a property I purchased through auction? I know that this request can probably be put in advance prior to all the settlement, but since the sold price is already published and...

Same for mine, my two cats only pee and poo in their litter box too, it really depends how the owner trained/look after their cats, also never scratch, drag any of our funitures coz we trained them not to. At the end of the day, whether it is cat or dog both have unpleasant odoure by nature...

Fortunately, I got my money back, checked my bank account today. My concern was when he explicitely for my "Home" address, my thinking was "what for!?", luckily I got a PO Box so I just gave him that.

Hi All, I would like to share my recent experience with forum members about my off-the-plan buying experience. In fact, I haven't bought anything, because both occassions I got stucked at the stage of seeking for the CoS. 1st OTP experience: During my first meeting with the agent in...

Thanks everyone for the information, I will wait until I get a more decent sum, meanwhile keep doing more research about this area :)

Hi all, Not sure if this section is the right one to put up this thread redarding SMSF. I?ve recently checked my super balance and it is approaching $100k by the end of this year. As I?m like many others, would rather control this money under my own hand instead of relying super company...

Recently settled on an IP. I took me almost 1 week to come to a deal. - Started off informally asked for the expected price during the inspection on a Sat morning ($385k), few days later, Friday, I put in an offer $386k, 1k above the asking price for 3 months settlement. Offer expire by Sunday...

Thanks jonmardell! I think I may be the only one who would still prefer having my money sitting in the MISA account for security reason. Please correct me if my understanding of the Transactional account is wrong, people would tend to put as much money into the Transactional account to lower...

May I ask how the MISA different from the Transactional offset account? My mortgage broker helped me setup one with CBA with my loan. Also, is it possible to change over?

Please disregard this thread. Content removed.

I got the same advise from my lawyer too.

Thanks so much coastymike, really appreciated for all your information :)

That's is one concern if he has to also pay income tax in OZ for his existing job in HK as he is already paying tax in HK!!! Isn't there a rule somewhere if an Australian Citizen working/ employed overseas more than a certain percentage of his time (e.g. 100% of his time) would be exempted from...

Thanks coastymike, Test 1 - as per your result Test 2 - He still retains a domicile in Australia Test 3 - 183 days every years or before he goes back to work in HK? Test 4 - He doesn't have super in Australia

Hi all, Need to gather info for my brother regarding tax when buying an IP in Australia. He is an Australian Citizen still has a HECS loan. Since he graduated from Australia, he has moved back to HK and has been working there. Now he is considering buying an IP in Melb.. Lets say if the...