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Hi folks, I have a commercial office lease which is coming up for 'Option for Renew' on the 28th August. The tenants wish to renew for a further 5 years, which is fine by me. However,the annual rent review date has been 1st March each year. So... when I renew the lease in August...

Made 2 phone calls to 2 banks this arvo. Not expecting any joy but 10 minutes later, and some fast talking....saved meself $2130! Suggested that I was aware of better rates out there but would prefer to stay with current bank. Said I was nervous about the imminent rba hike next week but...

Hi all! My 18 year old son is starting to ask all the right questions about investing. After years of subtle conversations alluding to the importance of saving and investing he is finally becoming 'interested'. After keeping me up till 11pm last night bombarding me with questions I...

Hi All! Was wondering if anyone has heard about a Macquarie bank product called MacquarieOne. If so, could they let me know their opinions on it? Silene101

I've been thinking for some time now about approaching a single bank with an offer (hopefully) that they can't refuse! I currently have loans with 5 banks to the tune of 2 mil at various interest rates. The average rate works out to about 7.06%; not a bad rate but I like to feel this can...

Just wondering how many other owners out there have experienced the following scenario. New tenant moves in and within two weeks has a list of demands(sorry, requests) as long as your arm. After the first few requests mentioned, (fair enough, reasonable I thought), the usual, wants Foxtel...

Have a settlement on Friday for a refinance that has taken forever to eventuate. Thinking finally, naively, what else can go wrong? Bank rings me today (call them B1) to confirm details of title which will be retained by them. Only problem, the title they have in their possession...

Hi All! This thread is for all those P. Investors out there who have almost completed the 'Accumulation Phase' of property investing. For those who have amassed enough property to a point where you can maybe see 'Retirement' not that far away, say 5 years?(Capital gains permitting!)...

Hi all! I have a sister who wants to rent her PPOR out in Sydney and using the equity, buy a new property in Brisbane to live in.. She still has a mortgage on the Sydney property and was wondering if,while it is rented, can she claim the interest on that loan as a deduction? I told her...

Hi all, Just saved $220 on two QS reports I need. Spoke to Daniel Cole at Deppro, very efficient and true to his word regarding discounts for somersoft forumites. $110 off each report(residential-metro). Although you must state on the application form your a member to get the...

Hi all! Have a dilemma with a certain bank. Poised to sign mortgage docs but not comfortable with situation. The bank agreed to lend us $560k which will refinance a current loan. They also agreed to allow us to borrow a further $121k in the form of a Loc. The $121k consists of $85k...

Since learning rather too late the wonderful advantages of buying I.P's through a Hybrid Trust structure I was wondering what our options are as far as asset protection. We have accumulated 10 I.P's over 4 years and to set up a trust now and transfer these properties would be cost...

I currently own two apartments in a block of three and am poised to purchase the third one in the next few weeks. I am seriously considering taking over the strata management once I have total ownership. Has anyone else out there thought of doing this and if so, what are the drawbacks (if...

I have a NAB I. O. fixed loan @ 6.29% which expires in May. The loan is $250,000.00 Do I wait for it to expire in May and possibly come out into an environment where the rates could be in the mid 7's by then? There is already talk of at least one rate rise between now and then. OR ...