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    Should I cross collateralise?

    Ive always held the belief that cross collateralisation is a big nono tho I can't articulate exactly why when the mortgage broker asked me What I want to do is that I have 4 properties in personal name I want to extract extra equity from the 4 properties - approx 300k The new loans/...
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    loan to trust DT - how to get finance

    For the purpose of asset protection Ive setup a discretionary trust My lawyer has suggested setting it up so that the trust borrows the money against equity I have in some IPs It has a corporate trustee The lawyer has suggested not to have my name as director, shareholder of the company...
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    Bill paying service

    I remember a post here about some service where you have all your mail directed to, they scan the bills, u can get them to pay it, and they record the information for you Does anyone know the website I cant find it through search
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    mypa.com.au - portfolio/bill management

    Heres a website I came across It could be useful for those of us that hate bills or if going on an extended holiday http://www.mypa.com.au/ anyone tried this, or have any idea what it would cost?
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    etrade managed funds

    Just was browsing etrade when I found their managed fund service You can buy into funds online - without sending for prospectus, signing and sending a cheque. They also have access to wholesale funds with lower MER However they do charge a 0.99% portfolio fee - Is this excessive Is it...
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    Is this still tax deductable

    Situation A Ip - loan drawn from equity money used to buy a managed fund Personal money also goes into this fund Are there any problem with this set up I assume IP equity loan interest is claimable hypothetically say 200k equity from IP - into managed fund 50k personal funds into...
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    MYOB - starting out

    Im finally sick of quicken, especially with their subscription and software locks when reinstalling etc Whats the best way of learning myob quickly 2 purposes 1. to track bank accounts 2. to track assets, and liabilities - mainly property anyone have any tips? anyone willing to...
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    do i need a new depreciation schedule

    With the new rules introduced this yr are they retrospective. I had a schedule done a few yrs ago with a quantity surveyor, does this need updating?
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    Navra fund

    Ok not strictly property investment I was wondering how those who bought into the fund have found it. Its over a yr now, and there was a thread back waiting for >1yr to allow for a better assessment. Looks like they did not charge a performance fee last yr as they underperformed. I did...
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    Trusts: Help me get out of this rutt and stop procrastinating

    Hey all Ive previously acquired 3 ips in personal name and now feel that a trust structure will be more beneficial to me in the long term. There is a bit of equity in these ip's which i could potentially use. In the last year I have been looking at property, but not in a postition to buy, as...
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    best structure - hybrid trust?

    Hi I am after some professional advice about structuring. I reside in adelaide and was wondering if anyone could make any recommendations preferably in lovely Adelaide. Im aware of Dale, and NickM interstate. My situation is that i own a few properties in my own name. I plan to continue...
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    Derivation of the Rule of 72

    Just something I found intersting in an investment faq Subject: Analysis - Rule of 72 Last-Revised: 19 Feb 1998 Contributed-By: Chuck Cilek (ccilek at nyx10.nyx.net), Chris Lott (contact me), Richard Alpert The "Rule of 72" is a rule of thumb that can help you compute when your...
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    help with financial calculations

    Hi I was wondering if you guys can remind me of a few things Financial calculators what common features / commands do you use Excel - common formulas someone explain PMT() to me please one example ip 200,000 7yrs later 455000 how do u calculate average growth how about in...
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    Navra course Adelaide

    I was just checking steves website and noticed that he potentially might come to adelaide to give his talk in adl 27th march. Ive been waiting so long for this to happen. Just posting to help spread the word as i didnt even know it was on Anyone here going. A minimum nos of people are needed...
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    paint

    what have u guys found as good colours for walls nb i have blue sofas in the lounge carpet colour is yet to be picked im thinking of spray painting - everything in an off white, then painting a nice feature wall, maybe a dark red type colour or should i leave every thing neutral paul...
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