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    Anyone have HECS debt and what do they think about new budget rates?

    Thanks for everyone's responses, I was leaning towards paying it off early. It just lashes s bad taste in my mouth that the rules can be changed, luckily I'm in a position to pay it off but I'm willing to bet the vast majority won't. It should be noted that almost all other countries don't...
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    Anyone have HECS debt and what do they think about new budget rates?

    Hey all, Just wanting to know what others are thinking with regards to the new HELP debt rates due to come in from June 1st 2016 onwards. I'm living in Canada at the moment so I'm not paying anything down on the roughly ~25k I owe, but I have this saved up and sitting in a high interest...
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    Next Step in Investing

    Leachy I don't know whether you're right about there being FHOG for new constructions only. As far as I know (90% sure) new constructions do get more but existing properties still get $3k, thats how it is in WA at least.
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    Maylands Dual Title investment?

    Thanks for the quick replies everyone, I do remember reading about the conrete cancer in some of the older high rises in Maylands and am pretty sure I've driven past this before. The yield is very attractive but I'll definitely be cautious just because it seems too good to be true
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    Maylands Dual Title investment?

    Hi all, I've been keeping my eye on Perth property for the last 18 months or so and have about a 15% deposit saved but was thinking of trying to save to 20% before jumping into the world of investment properties. Ideally I'm looking at long time capital gain over cashflow but this one...
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    pick a watch

    Of all the watches I've owned this is the one that gets the most comments, old school and useful, it's great
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    pick a watch

    VY Thats my work watch! 7 year battery life is killer! I have the gold coloured one for holidays :)
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    pick a watch

    I'm 24 and like a good looking watch, not even looking at the price I'd definitely go for the second option (brown timex). It's got a lot more character than the CK watches and I'm pretty sure they're just ~$300 because of the name. Maybe not everyones style but if I had to pick out of three I'd...
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    Taking the plunge and getting first IP

    Thanks for the replies everyone, I'm glad that voice in my head wasn't totally wrong! I am a pretty good saver so that's not really a problem, will delve a little further into the available possibilities... thanks again
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    Taking the plunge and getting first IP

    Hi all, Was wondering whether I could get some advice from all the pro's out there, I've been interested in investing in property for about the last 2 years and have read countless threads in the last 12 months here on Somersoft, so feel like I have a pretty good idea of what to do, but...
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    Break Lease in WA - Questions

    Damo, Exactly the same thing has happened in my case, less than 2 months to go and currently paying 390 a week. Unit has now been advertised at $450 per week. I gave 4 weeks notice but I'm yet to get the final bill, for the sake of everyone involved I hope that no rent is requested, otherwise...
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    Terminanting Lease before due date

    Thanks a lot for the advice everyone, the comment from Mr Fantastic did bring me back to Earth a bit, all I'd really be fighting for would be less than one weeks rent... I do respect the opinion of a lawyer because they should know whats right, but I also respect the opinion of the members...
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    Terminanting Lease before due date

    Skater I have about 8 weeks left, so technically if the property can be leased within a month (which it should) I'd have about a month to pay, which is within the $1600 mark, as opposed to about $300 in proposed fees, see where I'm coming from?
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    Terminanting Lease before due date

    Thanks for all the replies everyone, I'm on a fixed term lease (12 months) but will be breaking it less than a month before it's due to expire. I checked the contract and it doesn't say anything about breaking the lease other than 21 days notice have to be given, I did ring REIWA and they said...
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    Terminanting Lease before due date

    Hi everyone, Been reading this Forum for the last 6 months and it's opened my eyes to property investing, thanks so much for everyone thats helped make this happen! I'm currently 23 and saving up for my first IP but that can wait for later... At the moment I'm renting a townhouse by myself...
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