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    Returning to Australia

    Hi, My wife and I have been living overseas and intend to return to Australia next month. Our house in Sydney is tenanted and on a lease which will expire in August. Basically, is there anyway I can break the lease? I don't want to disrupt the tenants more than I intend to but am inquiring...
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    Refinancing

    Hi'ya, I have several IP's and would like in a year or two to make one of the properties a PPOR. Can I borrow against some of the investment properties and clear the debt on the property I would like to live in making it unencumbered - and eventually move into it Thanks Bobby
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    Help with rent

    Hi there, I am about to enter into a rental agreement on a property here in Sydney. I initially requested a 12 month lease but the rental manager has dropped the rent by $10 per week if I sign up for 6 months. I am happy with that but he has said that he wants me to pay the rent per...
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    stamp duty in Victoria

    Hi all, I am contemplating purchasing an investment property (house) in Melbourne. Can someone enlighten me on stamp duty exemption in Victoria, basically, I'm sure if there is any but I have seen these words in the age newspaper throw around on new developments. Thanks Bobby
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    Loan records

    I think I am losing it when it comes to record keeping and my loans with financial institutions (citibank, macquarie, colonial, anz, st george, members equity, commonwealth) plus a HDT and margin loan etc, I've probably forgotten a few. Anyway, I have drawn down on various LOC's and increased...
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    hybrid discretionary trusts

    Hi everyone, I have a HDT set up by Dale in Melbourne. I wish to purchase some shares thru the trust structure but have been informed at 5PM on a Friday that there is no power of attorney/delegation certificate or clause (what the!!)within the trust structure. Has anyone else who has a...
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    purchasing shares thru hdt

    Hi everyone, I wish to purchase some shares thru a hdt. To do this I will transfer funds from my LOC. My question is do I require a commercial loan agreement thru an accountant for this?? or do I just have a director's meeting and document this on my HDT file?? Thanks Bobby
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    transferring from trust structure to personal names

    For a number of reasons I wish to transfer my PPOR which is in a trust structure with corporate trustee back to personal names. Could someone tell me what the costs are?? I only purchased the property last year and was going to pay market rent etc. but have decided against this.. if it has not...
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    hdt and beneficiaries

    Hi everyone, I have a HDT with corporate trustee set up within my family, my wife and I are directors and our two adult children are beneficiaries. One of my daughters does some free lance work and last financial year needed a company structure so that she could be paid. She deposited the...
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    Hdt

    Hiya, I have a HDT with a corporate trustee. I am contemplating shifting a rural property into the HDT. The rural property has fallen in value since purchase. I will have to pay the stamp duty etc. but since the property has fallen in value and obviously I will need a valuation report...
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    rental assessment

    I am after a written rental assessment on my PPOR that I am renting out thru the family trust. Do rent estate agents sometimes charge for this service??? Also, any recommendations on how I approach this?? Thanks Bobby
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    Where do I start???

    I own an unencumbered property in a rural town. The tenant would like to purchase the property, however, is unable to obtain conventional finance. I would like to offer vendor finance to them, and what is involved. Could someone give me any suggestions on where I start thanks Bobby
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    living off equity and salary sacrifice

    Hi, I have a few unencumbered investment properties and am getting close to retirement. I am contemplating salary sacrificing my whole salary in superannuation and living off my equity for a few years. Can someone please advise me that if I salary sacrifice 100percent of my salary and then...
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    CGT - Tax deductible?????

    Can anyone tell me whether CGT is tax deductible.. Thanks Bobby
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    Capital gain tax I hate it,..thanks Bob Hawke

    Hi everyone, A friend has claimed that if you sell a property and hence have a CG issue then if you roll your profits into a superannuation fund then that negates having to pay CG at tax time?? Is this true??? thanks Bobby
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    interest in advance - Colonial Bank

    Hi everyone, I have a three year interest only loan with Colonial. I wish to pay interest in advance prior to June 30. However, Colonial have advised me to go back to my broker as the loan needs to be re-structured, and it will take between 6 and 8 weeks. Is there a way around this. The...
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    Margaret lomas

    Hi, Anyone had a chance to read margaret Lomas's new book on positive cash flow property. I would appreciate some critique from the gurus out there. thanks Bobby
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    steve navra seminars

    Any forum members going to the next Steve Navra seminar in April????? Bobby
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    buying without a trust structure

    Are there any punters out there that have a number of properties that are not structured into trusts?? and if not why not??? I'm asking as I have a fews properties that are all in joint names, I guess I just starting buying years ago and kept going...because of the CGT/stamp duty implications I...
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