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    Western Sydney Meetup - Wednesday 22/7/15

    should be there again, thanks skater!
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    Investment/entrepeneur psychology resources

    Rixter mentioned bob proctor somewhere recently. I've downloaded some stuff from YouTube to liste to. Very interesting stuff about paradigms and patterns of thought
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    Changes / tightening on servicing for investors

    I also remember reading that. It always stood out to me and made a lot of sense.
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    Western Sydney Meetup - Wednesday 20/5/15

    Great night, Very worthwhile. Looking forward to the next and hopefully meeting more of you. Trip back to Curl Curl was 34 mins - Sydney traffic ain't all that bad :D
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    Changes / tightening on servicing for investors

    Thanks Jamie, I thought that might have been the case
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    Changes / tightening on servicing for investors

    ok, so when a bank assesses negative gearing for a loan application it is only in regards to the future IP loan and not for previous loans that may have negative gearing benefits?
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    Changes / tightening on servicing for investors

    Is this for investors, owner occs, or both?
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    Changes / tightening on servicing for investors

    This thread is going to be an interesting read as this all unfolds. As somebody starting out and still learning everyday, it is going to be interesting to see how peoples strategy develops and changes at this point in time, As Rolf says - 'this too will pass'
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    Western Sydney Meetup - Wednesday 20/5/15

    Since I'm not a long term sydney kid, what might be the best way to get from st ives to Wenty leagues by car? Looking forward to meeting you all
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    Changes / tightening on servicing for investors

    Certainly, some people can't accept LMI as a cost of doing business and enabling leverage. What I'm trying to understand is how affected would someone be relying on equity releases at 90% to fund a new loan at 95%+, I'm guessing it may be more difficult than someone using cash and a new loan at...
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    Changes / tightening on servicing for investors

    How will these changes likely affect an aggressive investor who has purchased several IPs in the last couple of years at high LVRs with lower income/buffers and have also relied on equity for deposits? We thought about going down this path but are entering the stage in life where we are looking...
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    New water main connection

    Thanks Bob, ok so the connection, whether it be along the fence line or from across the road will be establishing a service by connecting to the main and the plumber would connect from the meter to the house. I thought it would have been more $$ but maybe I'm thinking of the sewer? Is the sewer...
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    New water main connection

    He stepped on a wobbygong, this one 2 weeks ago is the one to stay away from - same beach http://www.abc.net.au/news/2015-05-07/great-white-shark-believed-to-be-responsible-for-old-bar-attack/6453358
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    New water main connection

    Thanks again guys, I will call mid coast water (MCW) tomorrow to make some enquiries. Would MCW be the authority on approving and getting a plan done for the work also? And would the owner of the land have to provide consent for this to be done? I think i have read elsewhere that someone did a...
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    New water main connection

    Thanks guys, yep, should check that torrent title out ;) I've tried to upload an image, hopefully I've done it right! It is lot 80. It is on the mid north coast NSW, Taree council
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    New water main connection

    Has anyone had experience with connecting a new water main in NSW? I'm looking at a corner block with potential to split and torrents title. Elec/comms and sewerage run along both sides of the block so these are not too much of a hassle. I understand I will have to pay the costs to 'tap in' to...
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    Roy Morgan: Unemployment at record high 4Q14

    what ever happened to the freckle?
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    2 titles on one block

    slightly off topic, a friend was looking into buying a house as a JV with the intent to knock down the existing dwelling and build 2 houses and then subdivide. They were going to put both their names on the contract at purchase and he was advised that upon completion they would be able to own...
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    Vision Boards & Visions

    We started with this idea just over a year ago too, so far we like it. We have a general 'poster' with images of the things we see in our life at later stages.. Could be 1,2,5 or 10 years away. From that we have written down annual goals that will help us get to those 'images' in several...
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    Western Sydney Meetup - Wednesday 20/5/15

    Missed last time with work, will be hoping to get there this time round - long way from northern beaches!!
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