Search results

  1. N

    Unsecured Personal Loans

    Reply: 1 From: Anony Mouse Duncan Just go to any bank site on the net and make an application, or at least check out what they need. Mainly they will be looking at serviceability, and asset position, depending on your age. Most will allow 60% of rental income. he difference between truth and...
  2. N

    Who pays what ???

    Reply: 1.1.1.2 From: Anony Mouse In Victoria water is in two parts, rates and usage. The landlord pays rates and tenant usage. he difference between truth and fiction: Fiction has to make sense. Mark Twain
  3. N

    Who pays what ???

    Reply: 1.1.1.1 From: Anony Mouse In Victoria water is in two parts, rates and usage. The landlord(I love that word) is responsible for rates and tenant for water usage. he difference between truth and fiction: Fiction has to make sense. Mark Twain
  4. N

    Strata titles

    Reply: 1.1.1.1.1.1 From: Anony Mouse Glenn, Body corporate's are "deemed' to be companies, but because of the "mutuality principle" they are different from normal companies. As far as I know, each state and territory has strata title legislation (which is constantly changing), which governs...
  5. N

    Myths - An interesting article.

    From: Anony Mouse http://www.afsd.com.au/article/aip/aip34a.htm Every Reserve Bank cut in official interest rates signals good news for Australia's residential property market. Cheaper finance encourages first-time and repeat buyers alike to purchase a home or investment property. And the...
  6. N

    QS

    Reply: 2.1.1.1.1.1.1.1 From: Anony Mouse Thanks Steve Were they in Victoria, and if so could I have contact details? Many thanks "A government that robs Peter to pay Paul can always count on the support of Paul." Of course, Paul's support is obvious, but it is equally obvious that to rob...
  7. N

    Buying a house with family

    Reply: 1.1.1 From: Anony Mouse Hi Littlemaze, There can be problems with a tenant in common situation as opposed to to the more usual husband/wife joint tenant situation. To start with you have estate planning problems as each TIC can have a separate will, which could cause problems down the...
  8. N

    QS

    Reply: 2.1.1.1.1.1 From: Anony Mouse :) See first post. "A government that robs Peter to pay Paul can always count on the support of Paul." Of course, Paul's support is obvious, but it is equally obvious that to rob from Peter to pay Paul will make Peter very, very angry. My question is...
  9. N

    Sexy Structures to 'minimise' tax !

    Reply: 1.1.1.1 From: Anony Mouse I haven't gone offshore myself YET, but a good site for Australians wanting to learn more is: http://www.lowtax.net/lowtax/html/offon/australia/aushom.asp "A government that robs Peter to pay Paul can always count on the support of Paul." Of course, Paul's...
  10. N

    More questions about CG and Economy

    Reply: 3.1.2.1 From: Anony Mouse Michael Croft wrote: "If you you want excitement trade options and futures; better yet import illicit substances or open a house of ill repute!" I've been trading options and futures for some time now and I can assure you there is no excitement, every thing...
  11. N

    QS

    Reply: 2.1.1 From: Anony Mouse Hi Rixter, Problem is, I've never used one before, just let accountant work out depreciation. I've learnt from this forum that getting a QS tax depreciation schedule was the way to go, so I'm getting myself ready for the 30th of June. So I would appreciate any...
  12. N

    QS

    Reply: 1.1 From: Anony Mouse Well basically two attached 3B units that need a tax schedule. "A government that robs Peter to pay Paul can always count on the support of Paul." Of course, Paul's support is obvious, but it is equally obvious that to rob from Peter to pay Paul will make Peter...
  13. N

    QS

    From: Anony Mouse I am looking for a quantity surveyor in Melbourne, for two units in Bulleen. The one I've approached (found on this forum) wants $1200 for the two. Is this a reasonable charge? "A government that robs Peter to pay Paul can always count on the support of Paul." Of course...
  14. N

    Some questions...

    Reply: 3.1 From: Anony Mouse John An interesting post. It resonated with me because I was in a similar situation a couple of years ago, although not the same. I renovated my own home,then moved on to a new PPOR using a loan secured on the first home and the new home. I wanted to have a big...
  15. N

    Tax Variation

    Reply: 3.1.1.1 From: Anony Mouse Brendan, Maybe the problem is in the use of the term negative gearing. The fact is all gearing is positive. The term comes from mechanics. It has to be positive because the ratio of total assets to your equity is always positive, when other peoples money is...
  16. N

    Calculation - P&I Loan

    Reply: 2.1.1 From: Anony Mouse Gavin I use my trusty Casio fc-100 (Financial Consultant) available for around $70 at Officeworks. Does calculation like that in a breeze. Most calculator will solve,if you have any four of the following five inputs. present value future value periodic...
  17. N

    Housing boom a global phenomena?

    Reply: 1 From: Anony Mouse A pretty good article. Most economists agree that as interest rates fall the value of real assets rise especially property. Governments throughout the western world are fighting to stave off recession by artificially pumping more liquidity into the the banking...
  18. N

    Anyone else 'losing' posts to the forum?

    Reply: 3.1 From: Anony Mouse My big problem is how slow this site is. Some times it seems to take forever to load. Other times it loads reasonably well. Don't know why, time of the day does not seem to be a factor. "A government that robs Peter to pay Paul can always count on the support of...
  19. N

    #NAME?

    ve Melbourne suburbs Reply: 3.1 From: Anony Mouse Probably a better way to think about an IP is from a triple point of view. -ve gearing:will help you get control over more property than you would by using OPM, rather than your own. The issue is, can you service outgoings from cash flows...
  20. N

    Private Sale

    Reply: 2.1 From: Anony Mouse Thanks guys for the replies, I've compromised. I'm going to do all the legwork and a relo, who is a lawyer will do the final checks for me. Guess what I was after was, had anyone used the kit and what was their experience (with the kit, being a lay person and...
Back
Top