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Hi, Reading another thread here got me thinking about my situation. I have paid Depreciators to prepare a scrapping report and depreciation schedule with their new service which saves a lot as it requires me to take photos and notes and email them in instead of them physically visiting...

I have just refinanced to open a line of credit which is to be exclusively used for property investment. We had to leverage to 90% to get a satisfactory amount, thus incurring LMI. I mistakenly believed the LMI would all be placed on the LOC (tax deductible over 5 years as an investment expense)...