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I'd like to find out the sale result of Point Cook and Torquay (in Melbourne) in the past 6 months. How can I get hold of this information? Thank you.

The impact of rate increases is not as bad as we may think, thanks to the offsetting effect of the taxation system (read: Government subsidy). With cashflow positive investment, the rate increase will result in lower net taxable income, therefore, less tax payable. With cashflow negative...

Rolf, I still have current payslips from the last job, therefore, should be ok to apply for loans :confused:. I hope to get another job within 3 to 6 months. Besides, my wife works as well.

Hi all, Can you advise on the best way to structure my finance. I have a PPOR fully paid off. The IP is valued at 420k with 400k loan (x-coll with PPOR). This IP requires around 12k top-up per annum (before tax) due to the negative gearing. I loose the job recently and have some...

Can you recommend a good broker in Melbourne Metro? Someone with experience and a love of properties? I've had a few loans in the past, but I'm not impressed with my brokers as they tend to do what I asked, rather than adding values by teaching me on how to do the right things. Thanks, Kenny

Hi all. I have been learning this thread with gread interest, since I have been using just one saving account to service both PPOR and IP loans :eek: . I do have logistic problems in separating tax-deductibles from non-deductibles, as well as in having access to large cash reserve for deposit...

At three hundred odd dollars, is the Cashflow 101 game worth the money? Is there anyway that I can have a taste of the game before spending? Humble

I just come across another thread on the similar topic of which software to use, AFTER posting this one. There seems to be a lot of people using PIA and feel happy about it. Apart from property, can PIA track other forms of investments such as shares? (for tax & budget tracking purposes)...

I have been using Excel to track my finance, including 1 IP and shares, but, I'm hitting the wall at the moment! What kind of software are you using? I'd like to be able to do the budget as well as forecast future trends (what-if analysis) Thank you, Humble

Always_Learning, 1. I gather that you suggest to prepay next year interest this year and claim it against this year income when it's still high. Correct? 2. LOC: Unsure how this can help me. I can redraw from my PPOR loan, but I guess the interest on the redraw would be tax undeductable...

Hi all, I'm new to the Forum. I've been reading the Forum for a while and really appreciate the discussion and the good advice many experienced members have provided. Can you can advise the best course of action I can take with my city apartment IP. The situation as follows: - The unit...