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    People who don't invest in property

    http://www.budget.gov.au/2006-07/overview2/html/overview_01.htm Superannuation benefits paid from a taxed fund either as a lump sum or as an income stream such as a pension, would be tax free for people aged 60 and over. * Benefits paid from an untaxed scheme (mainly public servants)...
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    An offer...for what it is worth

    Love to see you in Canberra Dale:)
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    Who's an organ donor and who isn't?

    Yes I'm an organ donor. Donating your body to science is a really sound financial decision:D An older friend passed away - she had donated her body to science - so no body to deal with - no funeral. Saving at least $6,000 (basic funeral);) About a month after her death (when they...
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    Evening Classes for Men

    Laughing so hard my other half even looked up from the Friday night footy :eek:
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    Spray or Drip ?

    Hello Patosan I feel quite strongly that sprays should no longer be installed as they are very wasteful regarding water usage. Drippers are recognised as a much more efficient way of watering - lose v.little to evaporation and of course isn't subject to the prevailing wind so you need to...
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    Biggest day of my life tomorrow

    Off Topic Is that you Glebe - I nearly didn't recognise you. Does the change in avatar mean a new direction or attained wisdom??? Cheers Bawley
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    Biggest day of my life tomorrow

    Welcome to this adventure called "LIFE" little Aden :)
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    What was the No 1 song the day u were born

    The Poor People of Paris - Winifred Atwell :eek:
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    wanting a tenant

    ah finding tenants on the south coast Can't help you with Kiama but can tell you our experience just a bit further down the coast at Bawley Point. We have a weekender and the house next door sold early 2004 $420K. 3 bedroom, 1 bathroom brick house + garage, renting at $200pw. There has...
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    Superannuation choices/changes

    I have had afew years experience with Australian Retirement Fund (arf) as above. We were advised to use them by Daryl Dixon (prominent adviser/personality) he said that's where my staff's super is and they won't rob you. ARF have been easy to deal with - fees $1 per week(no kidding :) ) and...
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    Book swap, also cds dvds.

    "How you could build a $10 Million Property Portfolio in just 10 Years" Peter Spann for sale $10 - suit Canberran - can deliver :) Cheers Bawley
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    Steve Navra in Canberra at the CRIN Canberra meeting July 2005

    Thanks to all who played a part in organising this shindig. It is always beneficial for me to listen to what Steve has to say. The more I listen, the more it becomes a part of my own language. Great to say hello to Chrispy :) Is it possible Steve may come again for a "shares"...
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    Classic Floor Coverings?

    I Have an extended familly member with a restless spouse - 20 houses (ppor) in 35 years :eek: - we had a discussion about this subject, she said that vinyl flooring was the easiest to live on - most user friendly, but as for longevity of course she can't comment. I have been considering it...
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    Credit Card reward points

    Travel bug? http://www.frequentflyer.com.au/press/theaustralian17Jul04.htm analysis credit card frequent flyer points for those interested Bawley
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    Credit Card reward points

    Amex Charge Card - what are the benefits as you see them Sim? What do you do with your points? Thanks Bawley
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    Credit Card reward points

    Thanks Ani - everything checked out OK until - no interest free period :mad: Thanks Bawley
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    Gloria Jeans coffee anyone??

    I personally avoid purchasing coffee or food etc at franchises. Just my idiosyncratic way :rolleyes: From memory Gloria Jeans are located in mall type shopping centres - these I avoid too. Much prefer establishments with local character and input. My two bobs worth. Cheers Bawley
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    Who uses a dishwasher

    Cockroaches and smelly pong - as an ex Sydneysider you reminded me of the differences between living in a humid or dry climate - the bathtowels remained wet and became pongy in humid Sydney weather and fruit had to be monitored carefully and perhaps refrigerated. Yes, and if one neglected to...
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    Credit Card reward points

    Are you happy with your credit card rewards - I've become pretty disenchanted with Commawards (CBA reward program), they have reduced the value of points by 50%(ish). Used to be that $10,000 purchases would "earn" $100 David Jones voucher. now $15,200 :mad: purchases "earns" $100 voucher...
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    Book swap, also cds dvds.

    abebooks.com :) , australian and nz bookstores too
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