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    How do you keep track of all your passwords?

    Just wondering how people on here keep track of the multitude of passwords that we all have these days? I've been using an app for about a decade called 'Password Safe' which is a great little program. It's free (open source), quite simple and uses 256-bit encryption (read very secure)...
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    Cost of getting a power pole moved

    Has anybody ever had to get a power pole moved from the front of their property? If so was it a hassle to get it done and what were the costs involved? I am currently looking into this. There are no transformers on it but I don't think it is going to be cheap Thanks
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    2 titles on one block

    I was looking at a property over the weekend that had 2 titles on one block. Contract of sale is not available yet to review but it looks like the existing house sits across both titles from discussions with the agent. This property has great subdivision potential with wide street frontage...
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    Subdivision - Who to engage first

    I'm looking at doing a simple subdivison for my PPOR....knockdown/rebuild and erecting 2 townhouses. Have spoken to local council briefly and got some info. Now who is the best person to enage next? Will it be a draftsman/architect or will it be a private town planner? If a draftsman, will...
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    300k savings to invest

    My partner and I currently have 3 investment properties between us (2 in Melb and 1 in Brisbane ? all apartments) We were planning on rebuilding our PPOR (knockdown/rebuild) but now potentially looking at pushing that out a few more years and invest the cash ($300k) we currently have sitting...
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    Contamination of borrowed and non-borrowed funds in offset account

    Hi all, I think I may have got myself into a financially dangerous situation from a tax perspective and would appreciate some suggestions on how to rectify the situation. I currently have no personal debt (PPOR or elsewhere) and have recently transferred my home equity loan from a LOC to...
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    Another Tax Question

    Hi all, I have recently bought an IP and will settle on it in mid June. If I don't manage to get a tenant say until early July then am I entitled to claim tax deductions for this tax year (interest payments etc) as the property won't be earning income in this financial year? If not then can...
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    Line of credit with offset facility predicament

    Hello Folks, I was hoping someone could give me some advise with a line of credit loan that I recently got setup using the equity in my home. I own my home outright and got a LOC loan approved for 80% of the value of my property. We are staring our IP journey and settle on an IP at the end...
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