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Lol :D:D I have actually decided on a 2 stage technique 1st filtering the water thru a 1/2 a giant clam shell filled with a layer of sand then charcoal and then final layer of sand with a small hole in the bottom for the filtered water to flow out 2nd - purifying the filtered water by...

Thanks for the reply Rob from what I gather from your reply is that is if we were to move back in due to unforeseen circumstances the following financial year - the ATO would not know of our mixed usage for that financial year - unless of course we told them please correct me if I missed...

or if you want to move in the next financial year ;) Just kidding Thanks Alexlee - you make some very valid points

Wylie - my banker told me that they often give a extra .1% discount if you pay a year in advance - I will check with her next week . Does not sound like much - but every bit helps

Thanks Redwing I thought that might be the case hoping it wasn't though ;) But what would happen in the case if in all good faith you prepaid your interest in advance one financial year ( in June 2013 ) on your investment property and did your tax return early the next year ( July 2013 -...

Thanks Wylie I have not had a fixed rate loan before I will have a chat to the banker next week to confirm the situation is it true that they usually give a small extra discount on the interest rate if you pay a year in advance ? Cheers Blaze

I hope everyone is having a great easter It really does not matter to me if I could claim it as a tax deduction or not - I was just thinking about the situation this afternoon and thought I might throw the question out there. I was told by the personal banker that I could pre-pay next...

Hi everyone; I have just switched to a fixed home loan for my investment property . I was wondering if I prepaid my interest a year in advance this financial year will I be able to claim this as a full tax deduction If I move into the property in Aug or Sept 2 months latter - in the next...

I have recently become a sole trader and as such I am now able to pay all my business expenses by credit card thus allowing me to funnel more money into my home loan for longer. As a nice side effect I will also be gaining quite a few frequent flyer points as well. However I have been informed...

For those members who may be interested the Basix compliance date for multiunit dwellings in NSW is 1st of july 2005 - as per the basix website. cheers Blaze

Hi Archizen; the cost to DA submission is about $22000 not including cost of engineers reports etc by the way what do u think about the Basix question I asked ? cheers Blaze

many thanks for the advice Jo and Sailesh Jo I think that the cost of the underground carpark is exspensive which is why he has quoted that price - however i will need to confirm this with a QS Sailesh the point u make is also the one that concerns me the most - evan if I do get DA approval...

many thanks for the advice guys The other thing I forget to mention is that by doing a DA approval now we can avoid BASIX compliance which comes into effect for unit developments latter this yr . By having a DA approval without the need for basix compliance we felt that this might be attractive...

I need some advice re a development site my family owns We own a block of 4 x 2 br units in poor condition on a relatvily large block of land ( 1110 sqm )in inner west Syd worth about 1.2mil on its own. We wish to redevelop the site and I have employed a architect to draw some prelim plans -...

Hi everyone; I need a tree to be removed from the front of my IP . Can anyone recommend a tree removalist who works in the inner west area of Sydney. I also have some damage to the woodwork supporting the roof of the verandah at the front of the house - proably caused by the...

I noticed that Derivex is having a industry briefing on Mon jan the 24th at the medina grand in Syd at 6pm . Is anyone from the fourm going ? cheers