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Thanks again for your reply Terry. That's more great information to make decisions moving forward from here. Hi Y Man, thanks for your reply too. No we don't have that much available. We could redraw the $377K off our PPOR mortgage or otherwise sell some shares but only $120K worth...

Hi Everyone, Thanks so much for the replies and the sage advice, especially on the weekend!! Thanks Jamie for confirming my fears. Thanks Grey Ghost for your reply. You're right about a full dollar in your pocket vs part of a dollar in a years time. I am definitely not a...

Hi Everyone, I was sitting on the couch earlier this evening looking at our home loan for our IP and suddenly had a feeling that something was wrong.. We have an IP and the loan balance when the PPOR became an IP was $377K. Since then we have been claiming the interest paid on the $377K...

Thanks for the replies. I certainly see the merit in the fixed fee versus an ongoing percentage but I guess it also depends on the total cost. It's great to hear from some of the SS financial advisers and mortgage brokers. I am what you'd call an accidental property investor.. Bought a unit...

Hi Everyone, I have been a little underwhelmed with the financial planners/advisors I have dealt with so far in life. I will share my experience/expectations and am interested to find out whether I am dealing with the wrong people or am expecting too much. The first advisor that I dealt...

Loans.com.au I'm thinking about switching from ANZ to Loans.com.au too. Currently paying ANZ 4.88% on about $1.6m loan, Loans offers 4.49%. I spoke to ANZ and they could potentially increase to 1.04% discount, but only if another $60k was borrowed.. They cited Rams being an online...

Thanks for the replies guys, has anyone used an Investec CC to pay the mortgage? Cheers

Hi, I just searched for threads and found this old one regarding paying your mortgage(s) with a credit card to get points. I would pay off the full amount each month so no interest would be payable on the card. I heard that Investec offers this service but they only offer products to...