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    Investment Property - Tenants in Common Split - CGT

    HI I'm looking at the benefits of Tenant in Common split with my wife (99%/1%) and then in say 15-20 years altering it to (1%/99%).. Why? to reduce the overall CGT payable if we hold the property for 25 years. For the next 20 years- I shall use it for Negative Gearing benefits, then...
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    Drawn Down on Loan

    Hi My questions are about Tax deductibility.. I've purchased an IP and wrote cheque for deposit - say $50K from cash savings. I'm going to have a main 80% loan for IP and then use another investment loan for the remaining 20% & stamp duty.. meaning i'll have 100% IO loan. My broker...
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    Unit Trust - Transfer of PPOR

    What are the benefits of a Unit Trust acquiring a PPOR ? We're looking at setting up Unit trust to acquire current PPOR and use funds to partially pay for new PPOR and the remaining from Cash. I know Stamp duty is payable by Unit Trust... Unit Trust then has an IP to rent, it has a loan...
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    PPOR and intended purpose of Loan / IP

    Currently , I am awaiting to settlement of a IP in September 2013. This IP will have a separate 80% loan I have a current PPOR which i got a loan for the intended purpose to fund IP's i.e. say for up to the remaining 20% of the September IP I do have enough Cash to pay the 20% if...
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    SMSF and Property in it - Benefits

    I'm researching at setting up a SMSF - primarily to buy an Investment Property in it for my wife & I. Strategy is to be a long term hold until retirement (15-20 years away). Who believes in the long term benefits of this over buying it in your own name.. Pros- -CGT benefits after...
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    Terms contract and renting out PPOR to IP

    My Wife was living in her Unit as a PPOR since 2007. This Unit was constructed by her Father and Occupancy granted back in 2007. Subdivision and transfer of title had not been completed and is finally occurring in Feb 2013. There was a Terms Contract of sale signed in April 2012, which...
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    Pro/Cons of Fixed interest on new IP

    Hello.. I've recently purchased a new IP - it will not settle for say 3-4 months. I will keep this IP for at least 10 years.. My dilemma is do I get a Fixed Interest loan for 2,3 or 5 years or at all ? The answer surrounds potential interest rate at the end of the "fixed" period...
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    Cairns Market

    What do people think of the property market in Cairns for Apartment/Townhouses?
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    Equity in PPOR to buyt IP and new Loan

    This is a ATO Tax question I have paid off PPOR worth $700K and looking to buy first IP. I can borrow up to say 80% ($560K) using security of PPOR. So, if i purchase an Investment property for $500K - I can effectively pay for it 100% using loan which is secured against PPOR. Is this...
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    First Investment - Hybrid Trust or personal

    I'm looking to purchase my first Investment Property and dealing with the options on how to buy it.. Looking for some opinions of * Hybrid Trusts - pros/cons.. and who has one operational. * Ownership in my own name I know I can use a SMSF, but i dont have enough funds in the super...
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    Buying IP in Bendigo - Golden Square & surrounds

    I'm researching Bendigo,VIC for an Investment Property. It seems good 5% rental return for low-value properties around $300K What do people think of Bendigo? Has anyone purchased in the area ? Thanks Paul
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    which suburb, state with growth

    hi, im new to investing. in property. i am looking to buy a property. in any state and suburb, probably no more than 450k, I can borrow up to 800k, so definitely. have 2 within 12 months. I am not looking to do any major renovations, just buy and lease out. what are some great...
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    Lara was recommended. by buyers agent

    a buyers agent recommended buying in Lara, victoria he proposed land & house for 420k, land 190k.400sqm I can see various lower value homes, near new, 5 years old, and good rent what do people. think about Lara....? next international airport at Avalon thanks paul
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    Greensborough 10 square home 20 yrs old

    I'm looking at a 3 Bedroom home - 10 Squares to purchase in Greensborough VIC. (part of subdivison - but there's no body corporate) Land size 260sqm Asking around $430,000 - rental is a around $340 p/wk. It's a quality home but 20 years old, nothing major to renovate. I think the price...
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    Lara VIC - a place to invest?

    Is Lara VICTORIA , a place to invest in a rental property? You can pickup newish homes for 300 to 400 and rental around 300 plus per week. The capital growth seems okay.
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