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A sense of humour. :D Especially when (you know the type) that person who knows absolutely nothing about investing who insists on ear bashing you (ad nauseam) with misguided hope that by imparting their (even more misguided) advice they can succeed in convincing you of how mistaken you'd be...

I didn't find anyone's comments offensive, but then I think it's because I didn't read them as such. As with all forms of written communication, the absence of expression (emotion) or at least the odd emoticon or two, can and often does give rise to misinterpretation and ultimately people...

Kudos...Well said Lizzie. ;)

Overwhelmed, though I understand your willingness (maybe even need for) people's feedback.... Whenever you raise a subject that hits a nerve so-to-speak, sensitive issues such as gender, religion, mental health etc arguments are almost a guarantee (as in the case of PM and Danc) :( There...

Overwhelmed, I'm afraid I couldn't answer your poll question, the vote for or against the use of PRESCRIBED medication of any kind is not so simple that a mere "yes" or "no" answer will address. So too, should the "opinions" of others not be something taken to much to heart. You're dealing...

Overwhelmed, though you may feel like you will be, I highly doubt you are a candidate for "institutionalisation"!! Well, not yet anyways....:o I've been away for a few days working on a major renovation/building reconstruction for one of our beachside properties and as such have had my head...

Absolutely right Kath, $1000 per month if you have no other major commitments (ie. paying a mortgage or renting, or car loan) for 2 people just putting aside a little extra for everyday living expenses such as doctors, dentists and utility bills, and a little for Xmas/birthday gifts is perfectly...

Slight modification (if I may) Dazz to your well described LOR strategy. Life's good....;)

Thanks Warrioress, to be honest I hadn't even considered this option but I will DEFINITELY do so in future. Geez, just goes to show sometimes the simplest solution is right under (or in this case in front of) your reading glasses!! :D

Oh dear!! :( She really took advantage; sorry to hear that Zed. :o Yes they do "try it on" but if you ever find yourself in that situation again remind them of their labor guidelines and that they have already been tipped. :o Rules will vary from State to State (see Cal) however the...

So true Dan, that's why it's good to add these comment because if it helps someone not get "ripped off" then it was worthwhile mentioning. I'm all for paying a little extra for good service, but to "try it on" for a few extra bucks is in poor form IMO; you just need to be AWARE of it...

Yes thanks for that Zed Kid, I was curious and looked it up (geez, you learn something everyday) !! :p You're right of course, they do EXPECT 10% (as a rule of thumb) HOWEVER when there is a gratuity attached to the total of your bill, you are doing yourself a disserve by shelling out more IF...

No VY you're not a freak. I'm the same, I travel to the US fairly regularly and though I didn't agree with the whole "tipping" notion at first, I quickly came to understand its purpose and indeed how it affects the level of service you receive. In a country where the level of customer...

??? what is 10char ???

And you know this for a fact do you?? :confused: May I suggest you look up the labor laws on tipping and how they are distributed to minimum waged employees. Then once you've understood this, it may help you make the connection between gratuities and tips which are one and the same. What you...

Hi Tab_Dr, Honestly I don't think it's a case of them not seeing the costs, I'm sure they do; I really believe it's a case of customers only seeing what they need and nothing more beyond that. As humans I guess we all suffer from this tunnel vision from time to time. I agree, it is not a...

Hi Tab_Dr, of course overseas labour won't just come in and cut prices down but with TRA laws changing all the time, including the latest ruling will make it easier for overseas trade applicants to have their skills formally recognised here, establish themselves and thereby taking business from...

Yes I know, and that's why I said that it will turn around, it may take a while but it will definitely happen!! I wasn't referring to our uni grads, I was referring to our trade students who will be struggling to get work here once they get through their measley paid apprenticeships.

I wasn't referring to our grads.

But it could all turn around and bite them on the a$$ when cheap labour and skilled workers are brought in from overseas and our local boys are left begging for work. :(