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It is NAB, i can't get in contact with lending officer who did this. He is sick or away or something else.Others say they cant help and send emails to him to contact me. Zero results so far...

I didn't change bank, it is the same bank. I paid extra LMI but it was included in $170K loan

Did it myself, big mistake. Took them 3 months to do it. I can't get in contact with officer, all others can't help and send me back to him. They mention Interest but it is $2000 missing when Interest is $1100 per Month. Don't think they give me 2 Months of no interest.

Hi people, I need some help. I finished refinancing with my current bank and got equity payout in the end. I am not happy with amount I received. My math tells me I am $2000 short. Previous Loan limit: $185 K with balance of $183 K to date. I borrowed more money and made split: $170 K...

They are crazy there at NAB lending dept ! It took them 3 months ! to do what I want: split IO loan into IO + P+I with offset account. How hard is that? First they didn't want to agree on my current interest rate of 5.58 Later they said I need set up different Offset account for that and...

I am with NAB and almost finished restructure of my loan with them. (simple split of loan into IO + P&I with offset) it is very/extfemly hard to deal with them ! it took me 3 months to get what i want. multiple issues: what is IO what is P+I and what amounf,what rate applies to each of them...

Bowen, Mackay, Emerald are very quite atm. everyone is waiting for somethig (miracle?) things look prety bad in mining industry. whoever is prepared to take a risk and invest now may get big bonus later, maybe not... Hey Jack hows your Emerald IP doing? pm me

I have nothing against NAB. It is just asset protection because other 2 IP are x-coll by them :(

as I said before could be other reasons. but I was told that Probation is the main one

Apparently not for banks... I should get answer from HR this week.

Guys you didn't read what I wrote. I have 2 IP with NAB and DONT WANT to use NAB again for this purchase. I am happy with any other lender now.

curent lender is NAB. mortgage broker said only waiving of prob.period will help. letter is not good as we discuss this option straight away. i wouldnt worry to much about it, i can wait 3 months. but house that i like is on the market and i am sure it will be sold before i get approval :(

i never complained about broker. what i am saying that probation period is stipid excuse not to lend me money, because nothing will change after it. plus i more than half way there.

ok I see where it goes... I dont want to call any names but broker is well known on all forums and all of you gave him references at some stage. As I said it could be other financial bits and pieces which affect that deal, I don't know... probation period is major concern. anyone who wants...

totally agree PT Bear. 6 months is stupid term. it could be few other bits and pieces that affect my story but I pretty sure that probation period is major one. i was employed for 5.5 years with previous mob. story is not over, my manager and state manager happy with waiving ig for me...

and yes before anyone jumps on topic "change your broker, etc" - don't. it is about stupid rules that we need to satisfy to get LMI aproved...

Hi, I want to share my story and ask for your experience and advice. I moved to new company ( same industry, same job) and decided to buy PPOR here. all calculations say i can afford it but i underestimated one thing: risk ratings for LMI ! My mortgage broker said unless my company...

Well it is easy for me: I don't see any car on current market that I classify as My Dream Car (old or new) I was waiting for Evo X - big dissapointment... GT86 to replace my Supra - Fail...(apparently RE agents drive them now ! ) :mad: I dont mind Lexus LFA - but I forgot where I hid my...

I spoke with RE Agents in presence of her Principal, she was not happy at all after that conversation. She appologised and agreed to pay for my expencess. End of story.

few of my mates bought their houses recently and I told them to buy under their name only because they are on big $$$... when I asked them later did they do it 2 of them said NO because missus was screaming and fighting and wants to be on title ! ( didnt want to listen to reasons why she...