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  1. M

    Got some cash but no clue what to do

    Buy gold!!! http://youtu.be/DyV0OfU3-FU
  2. M

    Adelaide Investment Suburbs

    I had to re-read your post, I thought it was 375,000 after getting diverted to the link. Came back to find I was dyslectic. $735,000 is a little over the top!
  3. M

    I'm having a good tenant day

    It's these types of tenants that I have rewarded in the past. BTW - I'm having a bad tenant day :mad: hehehe!
  4. M

    Elizabeth Downs -Hot lead for low cost Mortgagee Sale

    Absolutely!!!!;)
  5. M

    Elizabeth Downs -Hot lead for low cost Mortgagee Sale

    'alright' is not good enough.The rest of the country has been ploughing ahead. Adelaide is on government funded life support. All major projects around Adelaide are publicly funded by the tax payer, there is very little private investment. Don't get me wrong it has many good things to offer...
  6. M

    My new purchase - Highbury SA

    For what seems like a very reasonable area, there are some opportunities out there. Being around Paradise it must be good! :p You've done well Brady. Keep us updated. P.S - I still owe you a beer. ;)
  7. M

    Elizabeth Downs -Hot lead for low cost Mortgagee Sale

    Although not directly related to property investing,the ABC's Four Corners program on Monday provided some inside into Elizabeth. http://www.abc.net.au/4corners/stories/2014/04/14/3982809.htm As someone who has lived in Melbourne (most of my life), Perth, Brisbane and now Adelaide I really...
  8. M

    Comment by 'Marlin' in media 'large_wallstreet460'

    The richest one percent of this country owns half our country's wealth, five trillion dollars. One third of that comes from hard work, two thirds comes from inheritance, interest on interest accumulating to widows and idiot sons and what I do, stock and real estate speculation. It's bullshit.
  9. M

    new investment tool realestate.com thoughts

    Interesting tool, I suppose. Certainly one to remember to broadly gauge an area.
  10. M

    Finance from multiple lenders

    What about this business about having your PPOR loan with a different lender from your IP lender? What are peoples thoughts on this? Does it really matter for less than 3 IP's and a PPOR?
  11. M

    Haggling with the big banks

    .3% makes $1020 difference on $340k. Personally I'd notice this missing from my bank account. I take your point though the interest rate is not everything.
  12. M

    Haggling with the big banks

    LVR is 55% and balance is $340k. There is another loan with the bank too. This equate to $400k. With LVR of 45%.
  13. M

    Haggling with the big banks

    I called the CBA today to link a new account to a card and when asked how else they can help, I said I want a reduced interest rate. I was advised to find a lower rate being offered by any of the 'major' institutions and they will escalate the request to their retentions department. I'm...
  14. M

    Transferring funds into offset account

    Thanks Paul. Great explanation.
  15. M

    Transferring funds into offset account

    I apologise in advance if this question has been raised and discussed in a similar context else where, but I am finding a lot of the questions are situation specific. So....hypothetically my PPOR loan is $500k, I have made $200k of additional repayments, I use the $200k to buy shares (or go...
  16. M

    Adelaide - Any Sleeper Suburbs?

    On the subject of Adelaide... land is a plenty North and South. East are the hills and west is the ocean. Even with the east and west being limited there is still a lot of land to be subdivided and developed.
  17. M

    Adelaide - Any Sleeper Suburbs?

    Its just off South Road... you may just have a highway in your back yard soon. :eek:
  18. M

    Finance from multiple lenders

    ok ok pardon the loyalty component... Haha :) clearly I over exaggerated.
  19. M

    Finance from multiple lenders

    Hi All, Is it common to be financing investment properties and PPOR from multiple lenders? Or does one stick to the one and get the most out of them? And expect the same for the loyalty. What are the pros and cons for either way? Thanks
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