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  1. M

    Haggling with the big banks

    I called the CBA today to link a new account to a card and when asked how else they can help, I said I want a reduced interest rate. I was advised to find a lower rate being offered by any of the 'major' institutions and they will escalate the request to their retentions department. I'm...
  2. M

    Transferring funds into offset account

    I apologise in advance if this question has been raised and discussed in a similar context else where, but I am finding a lot of the questions are situation specific. So....hypothetically my PPOR loan is $500k, I have made $200k of additional repayments, I use the $200k to buy shares (or go...
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    Finance from multiple lenders

    Hi All, Is it common to be financing investment properties and PPOR from multiple lenders? Or does one stick to the one and get the most out of them? And expect the same for the loyalty. What are the pros and cons for either way? Thanks
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