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Hi all, A while back I was told that, in order for you to be able to charge interest, you need to be licensed as a finceer or finance provider. So I, as an individual Business operator, can't charge my client interest on late payments UNLESS I am licensed!:confused: So if that is true...

For ages I have heard "... interest calculated daily and accumulated monthly..." - no real problem there, but I recently tried to explain it to a student I am tutoring and, honestly I couldn't outright say that it is: Interest calculated daily, added to the principle then the next day the...

One of my friends has just appproached his Bank to finance a new PPOR down in Perth and was all set to have his IP valued (by a licensed Valuer) and was informed that that was not necessary as long as he had the local REA value it! The Bank is ANZ and their reason is that the value from the...

I have received an advet for a program that puts togehter a Property Resumé, called (funnily enough) Property Resumé. Has anybody heard anything about it? Has any-one used it? Any comments at all?????? :confused: Here is an excerpt (hope it's OK to put it here) of what is on the website...

:confused: I hear a lot of noise about AIRLESS sprayguns for painting! Can someone pleeeeeze shed some light into this for me! We are about to paint our PPOR and I was just about to hire/borrow a compressor, but that '...uses air to spew forth the paint! How could I? What was I...