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Hi, I always read about people using their credit card to pay for living expenses throughout the month and putting all wages into an offset account to save on interest. I have made a few calculations based on a simple example and wanted to make sure my thinking was right. Example Mr Smith...

Hi Just wondering if using parents as guarantor for the 20% of purchase price + stamp duty etc (ie. nothing out of my pocket) would limit my choice of lender. Was looking at some of the low cost lenders like Ubank who have an extremely great 5 year rate in the low 5's or other lenders with...

Hi, I am wanting someone with experience to detail running costs vs rent of their investment property over a number of years - attaching a spreadsheet would be great. I dont understand how people become positively geared after say 5 years. I have run calculations on my spreadsheet (attached)...

My partner and I have been looking at buying a property for approx $350k, knock down, subdivide, build 2 houses and sell. Total lending approx $850k. Partners parents have $1.6mil in property freehold. Do you think the banks will allow us to use parents as 20% or 30% (whatever is required)...

Hi all, Looked through a few threads but couldnt find the answer I need. Situation: I do my own tax returns. I have a 2 story Townhouse IP 2 years old - QS depreciation report done when new (bought house on completion). Property has floating floorboards downstairs and carpet in staircase...