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G'day everyone, I went to a broker yesterday to find out which loan is best for me. PPOR equity is $423K IP 1 equity is $189K IP 2 equity is $43K I am looking at a loan of approx. $364K. The broker suggested 2 options. 1. Borrow 20% of the purchase price plus costs from the bank I am with...

Thanks everybody for your thoughts. There are some interesting ideas for me to think about.

G'day everybody, My parents are in their 70's and own their own home. They have no cash and live off a pension. They are unable to sell to downsize because to do this would not leave them much left over. They also refuse to sell because they want to leave it to my brother and me(stubborn) We...

thanks mate

G'day everyone, I was recently sent some information from the DHA. Has anybody purchased property through them? Prices and rent didn't seem too bad, only the 16.5% management fee is a bit steep. Cadbury

thanks everybody, that has been exactly what I was after.

G'Day, I read somewhere about putting CGT amounts into your super. So, If I had a CGT bill for $50K, an option would be to put that amount straight into your super without actually giving it to the ATO. It sounds very unrealistic, but I'm sure someone out there can fill in the particulars for...

G'day everyone, I'm hoping to sell my IP so I can pay out my IP and PPOR. I was wondering if there is an approx. way of calculating CGT? I purchased IP 9 years ago for 128K and should sell for 300K. I am on 70K and my wife is on 35K. Can anybody have a stab? Many thanks

Just a quick question. I have always thought it best to buy and hold. I have 2 I.P's and a mortgage on my PPOR. If I can sell an I.P that will payout my PPOR mortgage, should I do it? It would then give me much more cashflow to pump into deductable debt. What do people think? Cadbury

Hello everybody, I'm having a rep come over tomorrow to see me about my financial situation. Thought it wouldn't hurt to listen to what they have to say. Has anybody ever dealt with this mob stigroup before? Cadbury

I'm looking at Brisbane or Gold Coast

Hello everybody, I have just read an article and it mentioned buyers agents. What exactly do they do and how much do they cost? Thanks in advance!

Hello everybody. I've been reading an article that mentions the use of buyers agents. I was wondering what exactly do they do and how much do they charge? Thanks in advance!

What area? $400 000 on the Gold Coast won't go far unless you do your homework. It all depends in which area you want to live and what you want to live in. Do the rounds of real estate agents or jump on the net.

I was reading a thread just recently and the person mentioned the out of pocket expenses per week on an IP. They then stated the approximate out of pocket expenses per week after tax benefits. My questions are, A) How is this figure calculated? B)How much does the cost of the property impact...

I'm wondering if I could get some advice. My wife and I have a combined income of 82K. PPOR Owing 190K Worth 475K IP Owing 113K Worth 220K Outer suburbs of Bris. My question is that I want to purchase more IP's in the future but need to reduce PPOR mortgage. Should I sell the IP in approx...

wow I can't believe the response I've received. Thanks very much to all the great info. Cadbury

G'day everyone I'm a newchum with very limited knowledge concerning property investment. I have a question I'm hoping you can help me with. Q. If you adopt the buy to keep strategy so as to eventually retire on the rental income only, wouldn't it be better to buy units/townhouses at cheaper...

Just remember that tough times never last, only tough people.