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  1. M

    Whats available in Low Doc

    Hi, Just wondering what is available in No Doc loans at the moment. Im looking to buy some farm land, via tender. I expect it will go for around 200k - 250k. While I can service the loan no worries, I dont think I would get a loan via traditional methods at the moment, and couldnt be...
  2. M

    Gardening Forum

    Hi, Just wondering if anyone in here knows of any good gardening forums. Im looking for some advice about planting native trees and shrubs to form windbreaks, and would love to find some pictures and advice of what others have done. I did see one forum, but it had a lot of American stuff on...
  3. M

    HDT purchase question

    Hi, Does anyone know if this is straight forward. If you hold a property in a HDT trust, and the units are currently issued 50/50 to husband and wife, is it possible to purchase another property, with 2 new family investors, and set the units for it up differently, say 25/25/25/25...
  4. M

    Simonds Homes Provincial Facade

    Hi, Probably highly unlikey, but just wondering if anyone is familiar with the Simonds Homes Provincial Facade?
  5. M

    DIY wardrobe doors

    Anyone got any good cost effective ideas for wardrobe doors. Im looking for 2.4m high doors. The standard gyprock doors installed by regency or someone are fine, but they are pricey for what the really are (bit of plaster with edging and a track. I would be interested in making them myself...
  6. M

    Best lender to buy farms

    Buying a farm doesnt seem to be as straight forward as a home. Lots of lenders dont even mention finance for farms on their websites. Some of the rates seem around 1% dearer than rates to buy a home. Anyone got any comments on who they have found best to deal with? Cheers mono
  7. M

    Hybrid Trust affecting personal serviceability

    Hi, I think this question has been asked before, but I could not find the thread when I searched. If I have a HDT, leaving a big loan in my personal name, but the asset held by the trust, is this likely to cause any problems with getting a loan to buy a block, or PPOR in my personal name...
  8. M

    Battle Axe block Subdivision

    Hi, Just wondering if anyone knows if a subdivision of a battle axe block is possible. I assuming it is not, as I dont think Ive seen it done, and they dont get advertised as "Subdivision potential STCA", but just thought I would ask if anyone has seen it done, or knows anything about it...
  9. M

    Gift v's Loan to Trust

    Once a trust is set up, you can gift or loan funds to the trust for working capital. I am familiar with the pros and cons for this. Does anyone know how you actually document gifting to a trust? How would it be treated from and accounting perspective in the trusts financial statements...
  10. M

    Postcode Price History

    Im looking to purchase a vacant block, to build a PPOR. Im looking at a particular estate. I was wondering if I can get data that tells me the price that all the blocks all ready sold in the estate, were sold for? Has anyone done this? Does anyone subcribe to 12 months of data, that might...
  11. M

    UNTOLD: The Strangest Secret Part 2

    For those who were still interested in this subject, there is some more info available on it now, (thanks to you tube) since a lot of the promoters have appeared on Larry King, and answered questions, etc. Maybe it will answer some of the questions people had. I havent watched much of it...
  12. M

    Building a New Home in Vic (tips and advice)

    Well, Ive made the decision Im going to build a new home next year. It wont be easy to do (financially) but Im going to make it happen. (Hopefully move in in by Christmas 07 worst case scenario......depends how long it takes to find the right block, etc) Im a qualified carpenter (havent...
  13. M

    What is the Secret

    Hi All, A while ago I mentioned there was a tv show coming up, about the Secret. At a guess, I think it is going to be about successful people and wealth creation, probably brought about by thinking a certian way, and doing things a certian way, as in "the Science of Getting Rich". I think...
  14. M

    Leasing Cars

    Hi, I was considering buying a new car, and was just wondering if anyone in here leases a car, or is using higher purchase or some other idea. I have a company which could be used for one of these options if that helps. Basically just looking for advice on this topic, as I dont know...
  15. M

    Canberra accomodation this Wed

    Do any Canberra locals know where one might find some accomodation this Wednesday? Everything seems to be booked solid with the Parliament and the hockey. Cheers mono
  16. M

    Loan Appoval - Declaration from Solicitor

    Hi We have had a St George Portfolio Loan approved, for a purchase through a HDT, and are now currently filling out the documention. In it, we are asked to provide a "certificate of independent legal advice" basically stating that we have had a solicitor give us legal advise prior to...
  17. M

    St George Portfolio Loan

    Hi, Im just opening a St George Portfolio Loan, to purhase a property through at HDT. Just wondering if anyone has a St George Portfolio Loan, and if they have any feedback (good or bad) or anything useful they have learnt, regarding this product, from experience. Cheers mono
  18. M

    Conveyancing

    Hi, Can anyone help with Conveyancing recommendations for the Bendigo (Central Vic) area? Not sure if I need to use a conveyor in the area, or anywhere in Victoria? I think if I use a conveyor rather than a solicitor, I should expect to pay around $500 - $700? Cheers mono
  19. M

    Best Variable Rate for HDT

    Any recommendations of the best variable rate loan available for a HDT at the moment. A freind of mine said he could get 6.7% (comparable) variable rate for a family trust with company trustee, but was not sure if they would do it for a HDT. This sounds like it is going to be about as good as...
  20. M

    Sub Contracting through a Company

    Hi, I have a friend, who is interested in setting up their own IT consulting company, and working for companies on a sub contract basis. I think some in this forum do a similar thing, so I am looking for advice on the best structure, legally and tax wise, to set up to do this type of...
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