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Thank you for comments, they have been noted.

Those properties are not all one buyer's acquisitions. The values come from bank vals on completed properties plus the recent sale I listed. I gave the full address if you want to cross check the sale price.

Biz, I would have told you to call your mortgage broker, I'm a buyer's agency. We give property investment advice not lending advice. 95% of the clients we see are borrowing with CBA. They have stopped according to the updates we have been given by the brokers working with our clients. keithj...

I may be wrong about nobody, but my guess is the pressure will be on all the banks to tighten their lending shortly.

---Quote (Originally by Mark Coburn)--- But when interest rates rise, I'm planning that my clients won't be forced sellers. I'm not paid to be adventurous with my clients money, I'm paid to give them good advice. If you think i'm being conservative, you should speak to their accounts and...

Your both right! But when interest rates rise, I'm planning that my clients won't be forced sellers. I'm not paid to be adventurous with my clients money, I'm paid to give them good advice. If you think i'm being conservative, you should speak to their accounts and financial planners.

One off high loan to value ratio's are one thing, but I said as a "strategy" I wouldn't recommend it. Never the less high debt does increase risk and I'm all for reducing risk as a principal. Any level of debt carries some risk and I've seen too many financial train wrecks to be complacent...

Here is a few purchases that I have bought in the North Lakes LGA with a resent sale to compare to. Address - Purchase Date - Purchase Price - Current Valuation - Approx.Capital Growth - Type Mannikin St Griffin - 12/2013 - $411,000 - $484,000 - $73,000 - House 4BR, 2Bath on 448m2 Swallow St...

LeoT, you live in Sydney, why don't we meet up and talk about this over a coffee and I will show some actual sales data to back up what I am saying. My number is below.

Somersoft PIA. Here is a current set of numbers for North Lakes. We use Somersoft PIA because we know the calculations behind it are correct: https://www.dropbox.com/s/4spryjzl18wu2jx/Griffin_Lot24_Analysis_20150218%20-%20100%25%20-%2085k.pdf?dl=0 NOTE: the 6.72% interest rate is an...

If new is sold at a premium why are all the new properties we are buying for clients positively geared after tax with 100% debt? Why are all the House & Land's that we are buying for clients valuing up by over 6% at completion? that's 6% capital growth over the Land + Build contract price...

New? New has many advantages over used, but if you really don't know what you are doing you can get burnt. But don't scared off by the doom and gloom crowd there is easy money to be made investing New. New has Stamp Duty on the Land only and not the house. New is easier to rent because...

Brady, To answer your questions: Real estate agents charge between 2% & 3.3% depending on whether they are metro or regional. And we all know how much work a real estate agent puts into a single transaction. We charge a flat 4% + gst. We are a one fee business, we only get paid by the buyer...

New areas = Not at all. We are looking for areas with big reasons to grow now and over the medium term. Like North Lakes QLD. We negotiate an after settlement rebate from the vendor of 6%, which is 100% rebated to the buyer. We charge a flat 4% Leaving the property buyer with a NET 2%...

Hi Matt, We all know that all older property isn't better than all new property or vice a versa. But what our research has found is there is a small percentage of new properties that offers a less risky proposition than investing in older, more established property. It is our belief that...

This is an easy description of how it works: A common misconception about capital gains tax is that it is charged at a flat rate. That?s not the case. ?The amount paid depends on your marginal tax rate and that depends on the income you generate,?. This means it can be tax effective to...

We negotiate an after settlement rebate from the vendor of 6%, which is rebated to the buyer. We charge a flat 4% Leaving the property buyer with a NET 2%

The area is currently ranking (in our system) in the bottom 10% for capital growth over the next 5 years. So it could be a long battle if you intend to hold out until the area picks up again. The other option could be to cut now and reinvest in a strong capital growth area to get your capital...

North Lakes (QLD) Our recommendation is new four bedroom houses in the North Lakes (QLD) area. We are seeing capital growth rates at over 8% so far this year on properties we have bought there. The rents are up by $40 per week from this time last year. The longest delay in renting a new...

Capital growth is king Capital growth is king Be very careful investing into regional areas. While the yields can be great, you have to watch out for the real drivers that are behind creating capital growth. What?s going to be driving the demand for jobs and population over the next 5-10 years...