Search results

Hi there, Which is better out of these two structural options: 1. Investment Bond (or Insurance Bond) 2. Your own Company (not a trustee company) with your Discretionary Trust as a shareholder of the Company Would be interested in people's thoughts on this... Thanks.

Hi there, If I loan funds to my discretionary trust, and the trust uses this money to invest in shares for instance, I understand that the trust has to pay me interest on this loan at market rates. But does this payment of interest on the loan have to actually physically happen from the...

Hi there, If I sign a tenant up on a lease with a 6 month security deposit held in my bank account, and I also offered a 6 month rent-free period, can I use the security deposit funds in my bank account to help pay my loan interest costs during the first 6 months of the lease (ie. during the...

Hi there, Are there any members here who currently live or have lived in Traralgon before? I am looking at a property in the area and need some local intel on the area, in particular in relation to flooding in certain areas. Feel free to PM. Thanks!

Hi there, Do all leases have to be registered with the relevant state Land and Property Information body? Thanks

Hi, In Victoria is stamp duty on commercial property calculated the same was as for residential investment property? Or are there different rates? Thanks.

Hi there, If a SMSF holds a residential investment property, when it is in pension mode, can it sell this property to a member tax-free? I understand a SMSF can't buy a residential property from a member unless it is worth less than 5% of its total assets, but can it be sold to a member? If...

Hi, If I buy a property on a 3 year lease and had a preference for fixed interest rates, is it prudent to get a 3 year fixed rate loan to match the term of the lease? If so, does it need to match exactly, or can the fixed rate loan run a couple of months after the end of the lease term...

Hi, What sort of property management fees are agents charging in Melbourne? I've been quoted 5%+GST of the gross rent (I think, though it could be net rent) on an already tenanted property. Which is what I pay for my residential properties, so it seems reasonable. Am yet to find out about...

Hi, I am looking at a property and the Information Memorandum says: Gross Rent: $35000 (I've used different figures) + GST Less: Council Rates: $1300 Water Rates: $580 Body Corporate: $2800 Insurance: $1100 Total: $5870 Net Rent: $29220 + GST Am I correct in saying that the real net rent...

Hi, When agents quote ''rent per square metre'' figures, are they talking about ''gross rent per square metre'' or ''net rent per square metre''? Thanks!

Hi there, In hindsight, given what you know now about investing, property, shares, tax, structures, market cycles, interest rates etc... , and if you were to start again from scratch... Do you think you could achieve "financial freedom" without the use of debt? Or, with minimal debt? As...

Hi, A bit of trivia, what do you think is the most tax-effective investment vehicle outside super?

Hi there, Does anyone here have any experience in investing in ASX interest rate securities, eg. corporate bonds, convertible notes etc. (and ?redeemable preference shares)? Are these a valid alternative to other cash/fixed-interest investments such as high interest online savings...

Hi there, I invite comments on this article below by Michael Yardney on investing in mining towns... http://www.apimagazine.com.au/blog/2011/08/mining-boom-or-bust-avoid-property-investments-near-the-coalface/ In particular, any comments from people who have invested in areas like Port...

Hi there, How are lenders with residential properties in Port Hedland WA and Gladstone QLD that are leased to mining companies eg. on 3x3 or 5x5 year commercial style leases? Do they apply usual residential LVR's and interest rates, and do mortgage insurers accept these properties for...

Hi there, Is anyone here confident with valuing commercial property on their own, without getting a formal valuation done through a professional valuer? If so, can you illustrate the process you go through and the resources and information you use to come to a valuation, if possible using...

Hi there, I think the CGT-free status of the PPOR, along with the 6 year CGT-free rule, make the PPOR a great ''investment'' and a great store-house of people's wealth. So what are your thoughts on this basic strategy: Buy PPOR Live in it for 6 months Then move out Rent out former...

Hi there, Can anyone enlighten me on what has happended to the banks cost of funding since 2008? Has it gone up and likely to continue to go up? Thanks btw, I'm looking at breaking a fixed rate loan

Hi there, Here we go again! Post all your fixed rate movement updates here, will be interesting to see what happens in the next few weeks' time. This website is useful: http://interestratenews.com.au/full_doc_mortgages.php Best 3 year rate is with St George and a couple of others...