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Hi All, Just wondering what the procedure is when changing ownership of a property in NSW . Joint tenants (husband and wife), husband is paying out ex wife and bringing his brother on title in a 70/30 split,tenants in common. What costs are involved and does the husband need to pay stamp...

Hi All, Just want to get members thoughts on wrap finance. How does it work, is it legal in most states. I have read a little bit about it but still don't see the benefit of this investment strategy, if you can call it a strategy either short or long term. The names Rick Otton and Steve...

Hi all, In regards to a previous thread I read it mentioned major banks having waived the requirement for 5% genuine saving. Can someone let me know which banks (I know Homepath is one lender) ,what type of rate and does it mean the mortgage insurers have changed their policy as well. The...

Hi All, Just want to get people's thoughts on doing cosmetic renovation's in today's market. My brother and I have just renovated an investment property, a simple cosmetic reno job, new kitchen, bathroom, painted inside and outside and a bit of landscaping.Kept cost to a min by doing most of...

Hi All, Just like to get peoples thought's on buying investment properties in the Hunter Valley region (NSW) especially the Cessnock and Kurri Kurri area's.I have heard it's a growing area in terms of population and infrastructure plus rental returns are quite good compared to Sydney metro...

Hi All, I recently considered buying an investment property but did not proceed because the agent was too pushy, he wanted me to place a holding deposit of 0.25% which I said I was not prepared to do because I wanted to seek independent legal advice from my conveyancer. He then said how...

Hi All, Just recently joined as a member so looking forward to becoming quite involved. Can anyone give me their thoughts on the following scenario; Brother buys out sister's ex husband's share in her home (tenants in common 50/50),brother wants to use equity in this home to purchase a...