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Agreed but you do not have to say it in public. Plus that when you gave aid in 2004, I am so sure that you guys morally thought of millions of those affected by the disaster, not to push your weight around. So pls don't say that. Saying that swipe away all of your kindness that I am sure...

I find the current PM of your country doesn't have the quality that a PM should have. He is just like me :D, says what he thinks. And it is not a PM. In this particular case his statement was very silly and showing wrong attitude towards aid. It does sound like a threat, and reflects a kind...

Yes, the strata is very expensive. That's why I like to buy Torrens title properties, not strata ones. The council rate is similar to Bathurst so I find it normal. It is what you have to pay for a lot of green areas, parks, walk ways, neat and clean streets like in Bathurst. People told...

Only CBA offers offset account attached with interest only loan. Not ANZ, not sure about other lenders.

Thanks a lot.:D

Thanks. Can I ask you what is LGA? Silly me. :(

Agreed. You seem to know the region so well. It took me more than 1 year travelling from Bathurst nearly every 2 weekend to get to know all this :)

Thanks for your suggestion. Being from an antique city like Bathurst, I somehow fall in love with old setting rather than brand new, modern suburbs. Emu Plains gives me the feelings of Bathurst, the city/town I like a lot. I would consider new suburbs if it is purely for investment. But this is...

Following your suggestion I just did some search on realestate.com.au. It is even hotter in Leonay. We do not like Emu High as much as Emu Plain. Somehow I find Emu Plains is still the calmest spot in Penrith area. I personally think that we cannot go too wrong with buying in this area...

Good to hear from a local originally that it is a good choice location. I love the area called Golden Triangle. So peaceful. We are living in Bathurst at the moment so we want to move to some where quiet like that to avoid the madness of Sydney but still have close and easy access to CBD...

I hope the interest is not too high in the next 2-4 years. We may fix the loan 5 years, interest only with an offset account.

Yes, we have to buy because we are going to move there in the time frame of 2-4 years. During this time frame the rate is unlikely to go up crazily. And our borrowing power is at the top at the moment. We therefore after considering all other factors (other than the price in that area at the...

Hi all. We are doing the paper work to purchase a house in Emu Plains. It has been soooooo hot in this whole area including Penrith, South Penrith, Emu Plains, Kingswood, Blaxland. So hard to buy. Every house we saw there were at least 10 different groups going through. Basically houses just go...

Like Blacky said we are both well over the hill. But it is still nice to hear that we are not considered old in your and Rolf's eyes:D. Not too bad if compared to 60 or 70s but definitely too old if things went wrong and we have to start from scratch again. We therefore choose to be more...

Precisely what I wanted to know. Thanks heaps.

Thanks for your quick reply. We know that we have a lot of equity to play with. But we are quite old now (47 and hubby is 52) so we do not want to play hard just in case it is not going to work. If we are 10 years younger then yes definitely we would follow your path. Cheers

Dear smart minds on SS, Background information: We own totally our house which valued at 300k. Our 1st investment property valued at 400k. The loan of this IP is 130k with an offset account attached. There is 90k in the offset account at the moment. Now we want to go for another...

I can quote the link for you here but you would not be able to read it because it is Vietnamese. But you can search those information on Chinese newspapers such as Market Watch and Life Daily (they are in English I guess). Oversupplied, changes in credit and banking policies, anti corruption...