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    Do I need a sparky to change a light switch?

    How would you know it is unsafe? What would you report? 'Er..., I think is not safe...' Would you pay someone to check that the electrician wired the switch incorrectly? Would you trust the tester? Think before you give an 'advice'!
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    Is this a new PPOR ruling??????

    No problem. This site can provide some helpful hints http://www.ato.gov.au/
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    Euro rate - max 4.65% for 20 years!

    Hi ned, Which bank did you use? Thanks
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    Bank Stopped Debiting Mortgage Payments

    Hi djsherly , You need to talk to someone higher in the food chain, a supervisor in the mortgage center should do. As I understand you'd provide them with a new (old?) account where the money can be drawn from to cover the interest (and capitalised interest, if any) for the last 12 months...
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    good news on rental value

    Congratulation Belu! No, you don't need any CG to get even! Your loan of ($185k * 97% = $179,450) will be 'worth' only about $171,375 in a year. I'm assuming inflation will be only 4.5%. Regards A95
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    Just in case you missed me ...

    All the best, Kristine. Thanks for your post Regards a95
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    Isn't It Nice When They Hear What You Say (Part Three)

    All the best Kristine. You should be proud. You deserve it!
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    Income during retirement

    Hi Tarah, So what are you going to do for, let's say, 50 years during your 'retirement'?
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    Highway robbery

    Hi Wylie, I know I have been robbed but fighting for the justice would take more out of me than $360. The tradie shouldn't charged more than $80-100 for the job. I rang him myself and actually I couldn't talk to the tradesman. I talked to the company who is sub-contracting tradies for...
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    Highway robbery

    So you thing this a highway robbery? One day I had a phone call from a PM that in one of my IPs the air/con is not working. No cooling and no heating (this is a split system). I asked the PM to find a tradesman and fix it. A couple of weeks later I got a bill for $360. I paid the invoice. The...
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    2 of my properties for sale

    Hi Geoff, I know the rules. As I understand, the spirit of the rules is to protect the forum from 'true spam'. Look at Sparky's profile, and her contributions to our forum. No one asked any pertinent questions as far as I can tell. Oh, I hope you don't consider Bill's question as a real one...
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    2 of my properties for sale

    Hi Bill, ...What makes these properties a good investment for the purchaser??... If you are asking a question like that you are not ready to buy, so why asking? To stir a pot? Why? She wants to sell 2 houses that's all. Take it or leave it! Try to be supportive for once. L.AAussie...
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    talk about thick skin !!!

    Welcome back Daz! :D:D I hope your skin grew a little bit thicker. Your opinions are invaluable for me.
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    Please hold!!

    1hour 45 mins to virginbroadband. I sent them two emails a couple of days before I called. They didn't bother to answer so I had no choice but use the phone.:mad: Cheers
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    Will property values double by 2017?

    This thread would probably take the prize as one of the worst... Why so many otherwise 'smart' people bother to respond???? Is there any substance, facts, defined sources of data in any of mbl posts???
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    Jen's-can't change a lightbulb-reno attempt

    Hi McBrain, If you want a very good cabinet maker/installer I can recommend one. I used him once a year ago and he is doing another kitchen for me at the moment. Get at least two/three quotes from recommended tradesmen and if have you never completed a kitchen before I'd suggest don't do...
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    Melbourne Units for a new investor

    Your idea to buy something is great! If you think that you can almost afford than go for it. The idea with IPs is not to wait and buy, but to buy and wait (for CG of course). In two years time your $50k may become $20k or less (there is always something 'important' you have to spend money...
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    This property is breathtaking

    Hi Daz, Did you put an offer for it? What would you expect it will sell for? Regards
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    Land Tax - Help!

    Hi Mono, The onus is on you to contact the SRO and tell them about your land holding regardless whether the land is in your name or trust's. I don't know if I remember correctly but the penalties are 20% p.a., compounded, from the day the land tax was due.
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    Land Tax - Help!

    Hi Jason, Very good response, however the more 'correct' approach would be for you to become professional in your investment ventures. I would not rely on my accountant/lawyer/mortgage broker to tell me what to do! Don't get me wrong I'll listen to everybody I have respect for but I know...
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